Compare Today’s Refinance Rates for Fortuna, North Dakota 58844
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fortuna, North Dakota 58844.
With a 30-year amortization refinance in Fortuna and surrounding areas of Williams county, our calculations show that you can expect to save up to $2,003 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fortuna, North Dakota 58844.
Summary of Average Refinances in Fortuna, North Dakota 58844
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Interactive Refinance Rate Projections for Fortuna, North Dakota 58844
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fortuna, ND 58844, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fortuna, North Dakota 58844 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fortuna, North Dakota and the surrounding Williams county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 47.83% | 52.38% | 55.68% | 51.11% | 34.62% | 29.05% | 30.28% | 44.86% | |
| avg refi rate | 3.90% | 3.83% | 3.97% | 4.47% | 3.51% | 3.76% | 4.51% | 4.70% | |
| % 15 year fixed refinance | 47.83% | 40.48% | 31.82% | 37.78% | 51.28% | 54.73% | 46.79% | 38.32% | |
| avg refi rate | 2.81% | 2.93% | 3.14% | 3.45% | 2.75% | 3.05% | 3.73% | 4.13% | |
| Avg credit score | 750.96 | 754.77 | 757.25 | 748.98 | 764.29 | 767.84 | 758.04 | 764.48 | |
| Avg LTV (loan to value) | 66.22% | 69.32% | 70.26% | 69.07% | 69.53% | 68.00% | 71.98% | 69.75% | |
| Avg DTI (debt to income) | 31.26 | 31.75 | 31.99 | 34.38 | 30.79 | 30.68 | 32.67 | 30.49 | |
| Avg refinance insurance % | 2.70% | 3.58% | 2.68% | 1.62% | 3.52% | 2.99% | 2.92% | 2.11% |
Best Refinance Brokers around Fortuna, North Dakota 58844
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fortuna, North Dakota 58844, we have compiled a list of top refinance brokers to assist you in the process.
Randy Lang
Mortgage Loan Officer
19 4th St E
Williston, ND 58844
(701) 774-8321
rlang@firstintlbank.com
Sonny Merrell
Mortgage Loan Officer
1331 9th Ave NW
Williston, ND 58844
(701) 609-5800
smerrell@firstintlbank.com
Mark Sparby
Mortgage Loan Officer
100 N Main St
Watford, ND 58844
(701) 842-2381
msparby@firstintlbank.com
Drew Flaagan
Commercial Loan Officer
100 Main St S
Watford City, ND 58844
(701) 842-2381
dflaagan@firstintlbank.com
Christopher Larsen
Commercial Lender
100 Main St S
Watford City, ND 58844
(701) 842-2381
clarsen@firstintlbank.com
Address
19 4th St E
Williston, ND
Contact
(701) 774-8321
Fax (301) 639-0804
rlang@firstintlbank.com
Address
1331 9th Ave NW
Williston, ND
Contact
(701) 609-5800
Fax (301) 639-0804
smerrell@firstintlbank.com
Address
100 N Main St
Watford, ND
Contact
(701) 842-2381
Fax (301) 639-0804
msparby@firstintlbank.com