Compare Today’s Refinance Rates for Galesburg, North Dakota

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Galesburg, North Dakota 58035. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Galesburg and surrounding areas of Traill county, your expected lifetime cash savings are $2,565 or $7 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Galesburg, North Dakota 58035.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Galesburg, North Dakota 58035

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Galesburg, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Galesburg, ND 58035, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Galesburg, ND

Refinance Rates for Galesburg, North Dakota 58035 from 2013 - 2020

Below are historical data on refinancing in Galesburg, North Dakota and around Traill county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.38% 31.63% 33.82% 39.84% 56.82% 54.31% 58.66% 51.25%
avg refi rate 4.78% 4.47% 3.87% 3.69% 4.47% 3.92% 3.76% 3.90%
% 15 year fixed refinance 30.83% 43.54% 39.50% 42.82% 28.41% 32.99% 31.28% 38.75%
avg refi rate 4.17% 3.71% 3.15% 2.84% 3.42% 3.19% 2.94% 2.99%
Avg credit score 766.88 760.28 764.62 760.12 744.83 752.79 750.47 757.75
Avg LTV (loan to value) 66.84% 68.59% 68.80% 71.19% 73.19% 72.88% 71.21% 69.75%
Avg DTI (debt to income) 31.67 31.71 30.86 31.43 34.73 32.13 32.08 33.90
Avg refinance insurance % 1.36% 2.98% 2.76% 3.98% 2.61% 3.55% 2.65% 3.66%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Galesburg, North Dakota 58035

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Galesburg, North Dakota 58035, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Shannon Campbell

Loan Officer

1350 13th Ave E

West Fargo, ND 58035

(701) 281-2700

scampbell@firstintlbank.com

Kathy Weiss

Mortgage Officer

925 14th Avenue East

West Fargo, ND 58035

(701) 356-1803

kathy.weiss@townandcountry.org

Eric Hull

Personal Banking Officer

1350 13th Ave E

West Fargo, ND 58035

(701) 281-2700

ehull@firstintlbank.com

Greg Mastrud

West Fargo President

1350 13th Ave E

West Fargo, ND 58035

(701) 281-2700

gmastrud@firstintlbank.com

Troy Ott

Commercial Loan Officer

1350 13th Ave E

West Fargo, ND 58035

(701) 281-2700

tott@firstintlbank.com

Address

1350 13th Ave E

West Fargo, ND

Contact

(701) 281-2700

Fax (301) 639-0804

scampbell@firstintlbank.com

Address

925 14th Avenue East

West Fargo, ND

Contact

(701) 356-1803

Fax (301) 639-0804

kathy.weiss@townandcountry.org

Address

1350 13th Ave E

West Fargo, ND

Contact

(701) 281-2700

Fax (301) 639-0804

ehull@firstintlbank.com

Refinancing News for Galesburg, North Dakota 58035