Compare Today’s Refinance Rates for Gardner, North Dakota

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Gardner, North Dakota 58036. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,671 or $7 / month in Gardner and other areas of Cass county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gardner, North Dakota 58036.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gardner, North Dakota 58036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gardner, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gardner, ND 58036, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gardner, ND

Refinance Rates for Gardner, North Dakota 58036 from 2013 - 2020

Below are historical data on refinancing in Gardner, North Dakota and around Cass county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.38% 31.63% 33.82% 39.84% 56.82% 54.31% 58.66% 51.25%
avg refi rate 4.78% 4.47% 3.87% 3.69% 4.47% 3.92% 3.76% 3.90%
% 15 year fixed refinance 30.83% 43.54% 39.50% 42.82% 28.41% 32.99% 31.28% 38.75%
avg refi rate 4.17% 3.71% 3.15% 2.84% 3.42% 3.19% 2.94% 2.99%
Avg credit score 766.88 760.28 764.62 760.12 744.83 752.79 750.47 757.75
Avg LTV (loan to value) 66.84% 68.59% 68.80% 71.19% 73.19% 72.88% 71.21% 69.75%
Avg DTI (debt to income) 31.67 31.71 30.86 31.43 34.73 32.13 32.08 33.90
Avg refinance insurance % 1.36% 2.98% 2.76% 3.98% 2.61% 3.55% 2.65% 3.66%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gardner, North Dakota 58036

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gardner, North Dakota 58036, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Shannon Campbell

Loan Officer

1350 13th Ave E

West Fargo, ND 58036

(701) 281-2700

scampbell@firstintlbank.com

Kathy Weiss

Mortgage Officer

925 14th Avenue East

West Fargo, ND 58036

(701) 356-1803

kathy.weiss@townandcountry.org

Eric Hull

Personal Banking Officer

1350 13th Ave E

West Fargo, ND 58036

(701) 281-2700

ehull@firstintlbank.com

Greg Mastrud

West Fargo President

1350 13th Ave E

West Fargo, ND 58036

(701) 281-2700

gmastrud@firstintlbank.com

Troy Ott

Commercial Loan Officer

1350 13th Ave E

West Fargo, ND 58036

(701) 281-2700

tott@firstintlbank.com

Address

1350 13th Ave E

West Fargo, ND

Contact

(701) 281-2700

Fax (301) 639-0804

scampbell@firstintlbank.com

Address

925 14th Avenue East

West Fargo, ND

Contact

(701) 356-1803

Fax (301) 639-0804

kathy.weiss@townandcountry.org

Address

1350 13th Ave E

West Fargo, ND

Contact

(701) 281-2700

Fax (301) 639-0804

ehull@firstintlbank.com

Refinancing News for Gardner, North Dakota 58036