Compare Today’s Refinance Rates for Garrison, North Dakota 58540
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Garrison, North Dakota 58540.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,393 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Garrison and other areas of Mclean county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Garrison, North Dakota 58540
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Interactive Refinance Rate Projections for Garrison, North Dakota 58540
Pureloan has developed an interactive chart to monitor the five largest local lenders in Garrison, ND 58540, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Garrison, North Dakota 58540 from 2024 - 2016
The following historical data provides insights into refinancing trends in Garrison, North Dakota and the surrounding Mclean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 60.37% | 57.21% | 56.91% | 59.20% | 53.62% | 50.52% | 52.20% | 53.63% |
avg refi rate | 5.53% | 3.47% | 2.80% | 3.06% | 3.88% | 4.27% | 3.94% | 3.74% | 3.85% |
% 15 year fixed refinance | 20.00% | 23.17% | 23.76% | 24.86% | 28.74% | 27.54% | 39.18% | 34.62% | 29.61% |
avg refi rate | 5.00% | 2.60% | 2.28% | 2.58% | 3.14% | 3.50% | 3.13% | 2.93% | 3.04% |
Avg credit score | 749.80 | 755.26 | 767.60 | 773.19 | 765.32 | 762.58 | 760.59 | 759.36 | 759.22 |
Avg LTV (loan to value) | 68.40% | 71.41% | 70.30% | 71.58% | 69.96% | 69.09% | 67.40% | 69.41% | 67.20% |
Avg DTI (debt to income) | 35.20 | 33.99 | 31.32 | 30.15 | 33.83 | 32.67 | 32.34 | 32.35 | 33.28 |
Avg refinance insurance % | 11.00% | 3.74% | 4.56% | 6.88% | 4.90% | 3.45% | 3.71% | 4.64% | 3.49% |
Best Refinance Brokers around Garrison, North Dakota 58540
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Garrison, North Dakota 58540, we have compiled a list of top refinance brokers to assist you in the process.
Joanna Gehrtz
Loan Processor
209 Central Ave N
Hazen, ND 58540
(701) 281-6097
jgehrtz@unionfargo.com
Shannon Bergee
Loan Processor
209 Central Ave N
Hazen, ND 58540
(701) 281-6097
sbergee@unionfargo.com
Jon Leet
Mortgage Consultant
2113 N 12th St
Bismarck, ND 58540
(701) 355-4664
jon.leet@cornerstonebanks.net
Brent Goetz
Mortgage Consultant
2114 N 12th St
Bismarck, ND 58540
(701) 355-4665
brent.goetz@cornerstonebanks.net
Travis Lang
Mortgage Consultant
2115 N 12th St
Bismarck, ND 58540
(701) 355-4666
Travis.lang@cornerstonebanks.net
Address
209 Central Ave N
Hazen, ND
Contact
(701) 281-6097
Fax (301) 639-0804
jgehrtz@unionfargo.com
Address
209 Central Ave N
Hazen, ND
Contact
(701) 281-6097
Fax (301) 639-0804
sbergee@unionfargo.com
Address
2113 N 12th St
Bismarck, ND
Contact
(701) 355-4664
Fax (301) 639-0804
jon.leet@cornerstonebanks.net