Compare Today’s Refinance Rates for Grafton, North Dakota
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Grafton, North Dakota 58237. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Grafton and surrounding areas of Walsh county, your expected lifetime cash savings are $3,601 or $10 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Grafton, North Dakota 58237.
Summary of Average Refinance Terms in Grafton, North Dakota 58237


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Customized Refinance Rate Projections for Grafton, ND
For refinance rate forecasts and predictions in Grafton, ND 58237, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Grafton, North Dakota 58237 from 2014 - 2021
Below are historical data on refinancing in Grafton, North Dakota and around Walsh county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 44.86% | 30.28% | 29.05% | 34.62% | 51.11% | 55.68% | 52.38% | 47.83% |
avg refi rate | 4.70% | 4.51% | 3.76% | 3.51% | 4.47% | 3.97% | 3.83% | 3.90% |
% 15 year fixed refinance | 38.32% | 46.79% | 54.73% | 51.28% | 37.78% | 31.82% | 40.48% | 47.83% |
avg refi rate | 4.13% | 3.73% | 3.05% | 2.75% | 3.45% | 3.14% | 2.93% | 2.81% |
Avg credit score | 764.48 | 758.04 | 767.84 | 764.29 | 748.98 | 757.25 | 754.77 | 750.96 |
Avg LTV (loan to value) | 69.75% | 71.98% | 68.00% | 69.53% | 69.07% | 70.26% | 69.32% | 66.22% |
Avg DTI (debt to income) | 30.49 | 32.67 | 30.68 | 30.79 | 34.38 | 31.99 | 31.75 | 31.26 |
Avg refinance insurance % | 2.11% | 2.92% | 2.99% | 3.52% | 1.62% | 2.68% | 3.58% | 2.70% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Grafton, North Dakota 58237
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Grafton, North Dakota 58237, we have compiled a list of the leading refinance brokers to guide you.
Lenay
Mortgage Loan Officer
PO Box 389
Pembina, ND 58237
(701) 825-6289
csbinfo@csbmidwest.com
Charlene Fetting-Ham
Mortgage Consultant
2302 S Columbia Rd
Grand Forks, ND 58237
(701) 280-5167
cfettingham@alerusmail.com
Kelsey Svoboda
Mortgage Consultant
2304 S Columbia Rd
Grand Forks, ND 58237
(701) 795-3357
ksvoboda@alerusmail.com
Jon Berg
Mortgage Consultant
2752 17th Ave S Ste A
Grand Forks, ND 58237
(701) 775-3290
jon@firstclasscorp.com
Shea Gaier
Mortgage Consultant
2750 17th Ave S Ste A
Grand Forks, ND 58237
(701) 775-3288
shea@firstclasscorp.com
Address
PO Box 389
Pembina, ND
Contact
(701) 825-6289
Fax (301) 639-0804
csbinfo@csbmidwest.com
Address
2302 S Columbia Rd
Grand Forks, ND
Contact
(701) 280-5167
Fax (301) 639-0804
cfettingham@alerusmail.com
Address
2304 S Columbia Rd
Grand Forks, ND
Contact
(701) 795-3357
Fax (301) 639-0804
ksvoboda@alerusmail.com