Compare Today’s Refinance Rates for Grand Forks, North Dakota
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Grand Forks, North Dakota 58207. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Grand Forks and other areas of Grand Forks county, expected lifetime cash savings are $7,551 or $21 / month.
For Grand Forks, North Dakota 58207, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Grand Forks, North Dakota 58207


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Customized Refinance Rate Projections for Grand Forks, ND
For refinance rate forecasts and predictions in Grand Forks, ND 58207, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Grand Forks, North Dakota 58207 from 2014 - 2021
Below are historical data on refinancing in Grand Forks, North Dakota and around Grand Forks county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 44.86% | 30.28% | 29.05% | 34.62% | 51.11% | 55.68% | 52.38% | 47.83% |
avg refi rate | 4.70% | 4.51% | 3.76% | 3.51% | 4.47% | 3.97% | 3.83% | 3.90% |
% 15 year fixed refinance | 38.32% | 46.79% | 54.73% | 51.28% | 37.78% | 31.82% | 40.48% | 47.83% |
avg refi rate | 4.13% | 3.73% | 3.05% | 2.75% | 3.45% | 3.14% | 2.93% | 2.81% |
Avg credit score | 764.48 | 758.04 | 767.84 | 764.29 | 748.98 | 757.25 | 754.77 | 750.96 |
Avg LTV (loan to value) | 69.75% | 71.98% | 68.00% | 69.53% | 69.07% | 70.26% | 69.32% | 66.22% |
Avg DTI (debt to income) | 30.49 | 32.67 | 30.68 | 30.79 | 34.38 | 31.99 | 31.75 | 31.26 |
Avg refinance insurance % | 2.11% | 2.92% | 2.99% | 3.52% | 1.62% | 2.68% | 3.58% | 2.70% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Grand Forks, North Dakota 58207
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Grand Forks, North Dakota 58207, we have compiled a list of the leading refinance brokers to guide you.
Jason Oehlke
Mortgage Consultant
2750 17th Ave S Suite A
Grand Forks, ND 58207
(701) 775-3288
jason.oehlke@firstclasscorp.com
Deanna Betting
Mortgage Consultant
2750 17th Ave S Suite A
Grand Forks, ND 58207
(701) 775-3288
deanna@firstclasscorp.com
Trevor Abrahamson
Mortgage Consultant
2750 17th Ave S Suite A
Grand Forks, ND 58207
(701) 775-3288
trevor@firstclasscorp.com
Colleen Ranum
Loan Officer
921 North Washington Street
Grand Forks, ND 58207
(701) 795-4516
clranum@bremer.com
Jennifer Johnson
Mortgage Consultant
2303 S Columbia Road
Grand Forks, ND 58207
(701) 795-3322
jejohnson@alerusmail.com
Address
2750 17th Ave S Suite A
Grand Forks, ND
Contact
(701) 775-3288
Fax (301) 639-0804
jason.oehlke@firstclasscorp.com
Address
2750 17th Ave S Suite A
Grand Forks, ND
Contact
(701) 775-3288
Fax (301) 639-0804
deanna@firstclasscorp.com
Address
2750 17th Ave S Suite A
Grand Forks, ND
Contact
(701) 775-3288
Fax (301) 639-0804
trevor@firstclasscorp.com