Compare Today’s Refinance Rates for Horace, North Dakota
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Horace, North Dakota 58047. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Horace and surrounding areas of Cass county, your expected lifetime cash savings are $4,140 or $12 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Horace, North Dakota 58047.
Summary of Average Refinance Terms in Horace, North Dakota 58047
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Customized Refinance Rate Projections for Horace, ND
For refinance rate forecasts and predictions in Horace, ND 58047, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Horace, North Dakota 58047 from 2013 - 2020
Below are historical data on refinancing in Horace, North Dakota and around Cass county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.38% | 31.63% | 33.82% | 39.84% | 56.82% | 54.31% | 58.66% | 51.25% |
| avg refi rate | 4.78% | 4.47% | 3.87% | 3.69% | 4.47% | 3.92% | 3.76% | 3.90% |
| % 15 year fixed refinance | 30.83% | 43.54% | 39.50% | 42.82% | 28.41% | 32.99% | 31.28% | 38.75% |
| avg refi rate | 4.17% | 3.71% | 3.15% | 2.84% | 3.42% | 3.19% | 2.94% | 2.99% |
| Avg credit score | 766.88 | 760.28 | 764.62 | 760.12 | 744.83 | 752.79 | 750.47 | 757.75 |
| Avg LTV (loan to value) | 66.84% | 68.59% | 68.80% | 71.19% | 73.19% | 72.88% | 71.21% | 69.75% |
| Avg DTI (debt to income) | 31.67 | 31.71 | 30.86 | 31.43 | 34.73 | 32.13 | 32.08 | 33.90 |
| Avg refinance insurance % | 1.36% | 2.98% | 2.76% | 3.98% | 2.61% | 3.55% | 2.65% | 3.66% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Horace, North Dakota 58047
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Horace, North Dakota 58047, we have compiled a list of the leading refinance brokers to guide you.
Shannon Campbell
Loan Officer
1350 13th Ave E
West Fargo, ND 58047
(701) 281-2700
scampbell@firstintlbank.com
Kathy Weiss
Mortgage Officer
925 14th Avenue East
West Fargo, ND 58047
(701) 356-1803
kathy.weiss@townandcountry.org
Eric Hull
Personal Banking Officer
1350 13th Ave E
West Fargo, ND 58047
(701) 281-2700
ehull@firstintlbank.com
Greg Mastrud
West Fargo President
1350 13th Ave E
West Fargo, ND 58047
(701) 281-2700
gmastrud@firstintlbank.com
Troy Ott
Commercial Loan Officer
1350 13th Ave E
West Fargo, ND 58047
(701) 281-2700
tott@firstintlbank.com
Address
1350 13th Ave E
West Fargo, ND
Contact
(701) 281-2700
Fax (301) 639-0804
scampbell@firstintlbank.com
Address
925 14th Avenue East
West Fargo, ND
Contact
(701) 356-1803
Fax (301) 639-0804
kathy.weiss@townandcountry.org
Address
1350 13th Ave E
West Fargo, ND
Contact
(701) 281-2700
Fax (301) 639-0804
ehull@firstintlbank.com