Compare Today’s Refinance Rates for Kulm, North Dakota 58456
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kulm, North Dakota 58456.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kulm, North Dakota 58456. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,367 or $7 per month in Kulm and other parts of Lamoure county.
Summary of Average Refinances in Kulm, North Dakota 58456
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Interactive Refinance Rate Projections for Kulm, North Dakota 58456
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kulm, ND 58456, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kulm, North Dakota 58456 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kulm, North Dakota and the surrounding Lamoure county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 44.44% | 41.46% | 45.78% | 35.29% | 50.00% | 32.00% | 47.62% | 53.85% | |
avg refi rate | 3.89% | 2.85% | 3.27% | 3.98% | 4.63% | 4.33% | 3.80% | 4.07% | |
% 15 year fixed refinance | 25.93% | 23.17% | 33.73% | 23.53% | 27.78% | 40.00% | 28.57% | 15.38% | |
avg refi rate | 2.50% | 2.37% | 2.74% | 3.56% | 3.70% | 3.43% | 3.00% | 3.41% | |
Avg credit score | 746.04 | 756.85 | 762.25 | 740.00 | 744.94 | 743.16 | 750.57 | 741.77 | |
Avg LTV (loan to value) | 67.30% | 74.35% | 73.93% | 81.18% | 75.50% | 72.80% | 72.10% | 62.31% | |
Avg DTI (debt to income) | 36.74 | 34.01 | 32.45 | 33.41 | 31.56 | 32.24 | 30.62 | 31.54 | |
Avg refinance insurance % | 5.22% | 4.62% | 6.37% | 12.18% | 10.17% | 4.60% | 6.43% | 4.23% |
Best Refinance Brokers around Kulm, North Dakota 58456
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kulm, North Dakota 58456, we have compiled a list of top refinance brokers to assist you in the process.
Jon Leet
Mortgage Consultant
2113 N 12th St
Bismarck, ND 58456
(701) 355-4664
jon.leet@cornerstonebanks.net
Brent Goetz
Mortgage Consultant
2114 N 12th St
Bismarck, ND 58456
(701) 355-4665
brent.goetz@cornerstonebanks.net
Travis Lang
Mortgage Consultant
2115 N 12th St
Bismarck, ND 58456
(701) 355-4666
Travis.lang@cornerstonebanks.net
Ruth Hart
Loan Processor
2116 N 12th St
Bismarck, ND 58456
(701) 355-4667
ruth.hart@cornerstonebanks.net
Chad Pearson
Loan Processor
2117 N 12th St
Bismarck, ND 58456
(701) 355-4668
loanorigination@cornerstonebanks.net
Address
2113 N 12th St
Bismarck, ND
Contact
(701) 355-4664
Fax (301) 639-0804
jon.leet@cornerstonebanks.net
Address
2114 N 12th St
Bismarck, ND
Contact
(701) 355-4665
Fax (301) 639-0804
brent.goetz@cornerstonebanks.net
Address
2115 N 12th St
Bismarck, ND
Contact
(701) 355-4666
Fax (301) 639-0804
Travis.lang@cornerstonebanks.net