Compare Today’s Refinance Rates for Luverne, North Dakota

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Luverne, North Dakota 58056. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,548 or $10 / month in Luverne and other areas of Steele county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Luverne, North Dakota 58056.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Luverne, North Dakota 58056

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Luverne, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Luverne, ND 58056, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Luverne, ND

Refinance Rates for Luverne, North Dakota 58056 from 2013 - 2020

Below are historical data on refinancing in Luverne, North Dakota and around Steele county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.38% 31.63% 33.82% 39.84% 56.82% 54.31% 58.66% 51.25%
avg refi rate 4.78% 4.47% 3.87% 3.69% 4.47% 3.92% 3.76% 3.90%
% 15 year fixed refinance 30.83% 43.54% 39.50% 42.82% 28.41% 32.99% 31.28% 38.75%
avg refi rate 4.17% 3.71% 3.15% 2.84% 3.42% 3.19% 2.94% 2.99%
Avg credit score 766.88 760.28 764.62 760.12 744.83 752.79 750.47 757.75
Avg LTV (loan to value) 66.84% 68.59% 68.80% 71.19% 73.19% 72.88% 71.21% 69.75%
Avg DTI (debt to income) 31.67 31.71 30.86 31.43 34.73 32.13 32.08 33.90
Avg refinance insurance % 1.36% 2.98% 2.76% 3.98% 2.61% 3.55% 2.65% 3.66%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Luverne, North Dakota 58056

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Luverne, North Dakota 58056, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jeri McQuade

Mortgage Professional

27 10th St N

Fargo, ND 58056

(701) 356-0438

jeri@parkcompanymortgage.com

Julie Carlson

Mortgage Loan

1444 45th St S

Fargo, ND 58056

(701) 492-2657

jlcarlson@bremer.com

Rene Freeman

Executive Mortgage Officers

1501 32nd Ave S

Fargo, ND 58056

(701) 356-1784

rfreeman@townandcountry.org

Ron Johnson

Mortgage Professional

3301 13th Ave S Ste 101

Fargo, ND 58056

(701) 461-8450

ron.johnson@valleymortgageinc.com

Tom Boyer

Vice President/Mortgage Professional

2280 45th St S Ste A

Fargo, ND 58056

(701) 356-1171

tom.boyer@cornerstonebanks.net

Address

27 10th St N

Fargo, ND

Contact

(701) 356-0438

Fax (301) 639-0804

jeri@parkcompanymortgage.com

Address

1444 45th St S

Fargo, ND

Contact

(701) 492-2657

Fax (301) 639-0804

jlcarlson@bremer.com

Address

1501 32nd Ave S

Fargo, ND

Contact

(701) 356-1784

Fax (301) 639-0804

rfreeman@townandcountry.org

Refinancing News for Luverne, North Dakota 58056