Compare Today’s Refinance Rates for Minot, North Dakota

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Minot, North Dakota 58707. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,671 or $7 / month in Minot and other areas of Ward county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Minot, North Dakota 58707.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Minot, North Dakota 58707

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Minot, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Minot, ND 58707, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Minot, ND

Refinance Rates for Minot, North Dakota 58707 from 2013 - 2020

Below are historical data on refinancing in Minot, North Dakota and around Ward county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 64.52% 69.05% 55.95% 55.33% 63.64% 51.11% 58.76% 55.17%
avg refi rate 4.89% 4.54% 3.85% 3.67% 4.34% 4.00% 3.77% 3.86%
% 15 year fixed refinance 26.88% 26.19% 38.10% 38.67% 30.91% 41.11% 30.93% 31.03%
avg refi rate 4.21% 3.93% 3.10% 2.80% 3.40% 3.02% 2.98% 3.15%
Avg credit score 752.51 755.36 763.85 755.39 747.51 761.53 746.90 761.38
Avg LTV (loan to value) 67.75% 71.10% 63.75% 62.05% 69.55% 68.14% 70.27% 75.48%
Avg DTI (debt to income) 31.09 33.98 32.74 31.53 34.62 31.57 30.76 32.76
Avg refinance insurance % 0.65% 3.10% 1.81% 0.49% 2.42% 4.19% 4.10% 8.34%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Minot, North Dakota 58707

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Minot, North Dakota 58707, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Josh Wheeler

Commercial Loan Officer

2150 21st Ave NW

Minot, ND 58707

(701) 837-2050

jwheeler@firstintlbank.com

Kevin Vigested

Commercial Loan Officer

2150 21st Ave NW

Minot, ND 58707

(701) 837-2050

kvigested@firstintlbank.com

Kyle Stephens

Commercial Lender

2150 21st Ave NW

Minot, ND 58707

(701) 837-2050

kstephens@firstintlbank.com

Preston Phillips

Avp, Commercial Loan Officer

2150 21st Ave NW

Minot, ND 58707

(701) 837-2050

pphillips@firstintlbank.com

Sydney Kalvick

Personal Banker

2150 21st Ave NW

Minot, ND 58707

(701) 837-2050

skalvick@firstintlbank.com

Address

2150 21st Ave NW

Minot, ND

Contact

(701) 837-2050

Fax (301) 639-0804

jwheeler@firstintlbank.com

Address

2150 21st Ave NW

Minot, ND

Contact

(701) 837-2050

Fax (301) 639-0804

kvigested@firstintlbank.com

Address

2150 21st Ave NW

Minot, ND

Contact

(701) 837-2050

Fax (301) 639-0804

kstephens@firstintlbank.com

Refinancing News for Minot, North Dakota 58707