Compare Today’s Refinance Rates for Mountain, North Dakota 58262
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mountain, North Dakota 58262.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mountain, North Dakota 58262. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,185 or $6 per month in Mountain and other parts of Pembina county.
Summary of Average Refinances in Mountain, North Dakota 58262
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Interactive Refinance Rate Projections for Mountain, North Dakota 58262
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mountain, ND 58262, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mountain, North Dakota 58262 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mountain, North Dakota and the surrounding Pembina county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 47.83% | 52.38% | 55.68% | 51.11% | 34.62% | 29.05% | 30.28% | 44.86% | |
| avg refi rate | 3.90% | 3.83% | 3.97% | 4.47% | 3.51% | 3.76% | 4.51% | 4.70% | |
| % 15 year fixed refinance | 47.83% | 40.48% | 31.82% | 37.78% | 51.28% | 54.73% | 46.79% | 38.32% | |
| avg refi rate | 2.81% | 2.93% | 3.14% | 3.45% | 2.75% | 3.05% | 3.73% | 4.13% | |
| Avg credit score | 750.96 | 754.77 | 757.25 | 748.98 | 764.29 | 767.84 | 758.04 | 764.48 | |
| Avg LTV (loan to value) | 66.22% | 69.32% | 70.26% | 69.07% | 69.53% | 68.00% | 71.98% | 69.75% | |
| Avg DTI (debt to income) | 31.26 | 31.75 | 31.99 | 34.38 | 30.79 | 30.68 | 32.67 | 30.49 | |
| Avg refinance insurance % | 2.70% | 3.58% | 2.68% | 1.62% | 3.52% | 2.99% | 2.92% | 2.11% |
Best Refinance Brokers around Mountain, North Dakota 58262
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mountain, North Dakota 58262, we have compiled a list of top refinance brokers to assist you in the process.
Nilsen
Mortgage Loan
105 3rd St SW
Rugby, ND 58262
(701) 776-5228
emnilsen@bremer.com
Julie Schlieve
Mortgage Loan
424 5th St NE
Devils Lake, ND 58262
(701) 662-1228
jaschlieve@bremer.com
Jason Schneider
President
910 Lincoln Ave
Harvey, ND 58262
(701) 324-5245
jschneider@firstintlbank.com
Cory Geiszler
Commercial & Ag Loan Officer
215 Highway 2 SW PO Box 229
Rugby, ND 58262
(701) 324-5245
cgeiszler@firstintlbank.com
Tanner Johnson
Rugby President - Commercial & Ag Lender
215 Highway 2 SW PO Box 229
Rugby, ND 58262
(701) 324-5245
tjohnson@firstintlbank.com
Address
105 3rd St SW
Rugby, ND
Contact
(701) 776-5228
Fax (301) 639-0804
emnilsen@bremer.com
Address
424 5th St NE
Devils Lake, ND
Contact
(701) 662-1228
Fax (301) 639-0804
jaschlieve@bremer.com
Address
910 Lincoln Ave
Harvey, ND
Contact
(701) 324-5245
Fax (301) 639-0804
jschneider@firstintlbank.com