Compare Today’s Refinance Rates for Neche, North Dakota 58265
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Neche, North Dakota 58265.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,127 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Neche and other areas of Pembina county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Neche, North Dakota 58265
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Interactive Refinance Rate Projections for Neche, North Dakota 58265
Pureloan has developed an interactive chart to monitor the five largest local lenders in Neche, ND 58265, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Neche, North Dakota 58265 from 2024 - 2016
The following historical data provides insights into refinancing trends in Neche, North Dakota and the surrounding Pembina county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 47.83% | 52.38% | 55.68% | 51.11% | 34.62% | 29.05% | 30.28% | 44.86% | |
avg refi rate | 3.90% | 3.83% | 3.97% | 4.47% | 3.51% | 3.76% | 4.51% | 4.70% | |
% 15 year fixed refinance | 47.83% | 40.48% | 31.82% | 37.78% | 51.28% | 54.73% | 46.79% | 38.32% | |
avg refi rate | 2.81% | 2.93% | 3.14% | 3.45% | 2.75% | 3.05% | 3.73% | 4.13% | |
Avg credit score | 750.96 | 754.77 | 757.25 | 748.98 | 764.29 | 767.84 | 758.04 | 764.48 | |
Avg LTV (loan to value) | 66.22% | 69.32% | 70.26% | 69.07% | 69.53% | 68.00% | 71.98% | 69.75% | |
Avg DTI (debt to income) | 31.26 | 31.75 | 31.99 | 34.38 | 30.79 | 30.68 | 32.67 | 30.49 | |
Avg refinance insurance % | 2.70% | 3.58% | 2.68% | 1.62% | 3.52% | 2.99% | 2.92% | 2.11% |
Best Refinance Brokers around Neche, North Dakota 58265
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Neche, North Dakota 58265, we have compiled a list of top refinance brokers to assist you in the process.
Lenay
Mortgage Loan Officer
PO Box 389
Pembina, ND 58265
(701) 825-6289
csbinfo@csbmidwest.com
Larry Houser
Mortgage Loan Officer
503 Briggs Ave S
Park River, ND 58265
(701) 284-7244
lhouser@fubnd.com
Nilsen
Mortgage Loan
105 3rd St SW
Rugby, ND 58265
(701) 776-5228
emnilsen@bremer.com
Julie Schlieve
Mortgage Loan
424 5th St NE
Devils Lake, ND 58265
(701) 662-1228
jaschlieve@bremer.com
Jason Schneider
President
910 Lincoln Ave
Harvey, ND 58265
(701) 324-5245
jschneider@firstintlbank.com
Address
PO Box 389
Pembina, ND
Contact
(701) 825-6289
Fax (301) 639-0804
csbinfo@csbmidwest.com
Address
503 Briggs Ave S
Park River, ND
Contact
(701) 284-7244
Fax (301) 639-0804
lhouser@fubnd.com
Address
105 3rd St SW
Rugby, ND
Contact
(701) 776-5228
Fax (301) 639-0804
emnilsen@bremer.com