Compare Today’s Refinance Rates for Park River, North Dakota 58270
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Park River, North Dakota 58270.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Park River, North Dakota 58270. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,821 or $5 per month in Park River and other parts of Walsh county.
48.403881
-97.743897
25044
Summary of Average Refinances in Park River, North Dakota 58270
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Park River, North Dakota 58270
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Park River, North Dakota 58270
Pureloan has developed an interactive chart to monitor the five largest local lenders in Park River, ND 58270, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Park River, North Dakota 58270 from 2024 - 2016
The following historical data provides insights into refinancing trends in Park River, North Dakota and the surrounding Walsh county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 47.83% | 52.38% | 55.68% | 51.11% | 34.62% | 29.05% | 30.28% | 44.86% | |
| avg refi rate | 3.90% | 3.83% | 3.97% | 4.47% | 3.51% | 3.76% | 4.51% | 4.70% | |
| % 15 year fixed refinance | 47.83% | 40.48% | 31.82% | 37.78% | 51.28% | 54.73% | 46.79% | 38.32% | |
| avg refi rate | 2.81% | 2.93% | 3.14% | 3.45% | 2.75% | 3.05% | 3.73% | 4.13% | |
| Avg credit score | 750.96 | 754.77 | 757.25 | 748.98 | 764.29 | 767.84 | 758.04 | 764.48 | |
| Avg LTV (loan to value) | 66.22% | 69.32% | 70.26% | 69.07% | 69.53% | 68.00% | 71.98% | 69.75% | |
| Avg DTI (debt to income) | 31.26 | 31.75 | 31.99 | 34.38 | 30.79 | 30.68 | 32.67 | 30.49 | |
| Avg refinance insurance % | 2.70% | 3.58% | 2.68% | 1.62% | 3.52% | 2.99% | 2.92% | 2.11% |
Best Refinance Brokers around Park River, North Dakota 58270
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Park River, North Dakota 58270, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Larry Houser
Mortgage Loan Officer
503 Briggs Ave S
Park River, ND 58270
(701) 284-7244
lhouser@fubnd.com
Lenay
Mortgage Loan Officer
PO Box 389
Pembina, ND 58270
(701) 825-6289
csbinfo@csbmidwest.com
Nilsen
Mortgage Loan
105 3rd St SW
Rugby, ND 58270
(701) 776-5228
emnilsen@bremer.com
Julie Schlieve
Mortgage Loan
424 5th St NE
Devils Lake, ND 58270
(701) 662-1228
jaschlieve@bremer.com
Jason Schneider
President
910 Lincoln Ave
Harvey, ND 58270
(701) 324-5245
jschneider@firstintlbank.com
Address
503 Briggs Ave S
Park River, ND
Contact
(701) 284-7244
Fax (301) 639-0804
lhouser@fubnd.com
Address
PO Box 389
Pembina, ND
Contact
(701) 825-6289
Fax (301) 639-0804
csbinfo@csbmidwest.com
Address
105 3rd St SW
Rugby, ND
Contact
(701) 776-5228
Fax (301) 639-0804
emnilsen@bremer.com