Compare Today’s Refinance Rates for Pembina, North Dakota

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Pembina, North Dakota 58271. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Pembina and surrounding areas of Pembina county, your expected lifetime cash savings are $2,351 or $7 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Pembina, North Dakota 58271.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Pembina, North Dakota 58271

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Pembina, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pembina, ND 58271, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Pembina, ND

Refinance Rates for Pembina, North Dakota 58271 from 2013 - 2020

Below are historical data on refinancing in Pembina, North Dakota and around Pembina county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.86% 30.28% 29.05% 34.62% 51.11% 55.68% 52.38% 47.83%
avg refi rate 4.70% 4.51% 3.76% 3.51% 4.47% 3.97% 3.83% 3.90%
% 15 year fixed refinance 38.32% 46.79% 54.73% 51.28% 37.78% 31.82% 40.48% 47.83%
avg refi rate 4.13% 3.73% 3.05% 2.75% 3.45% 3.14% 2.93% 2.81%
Avg credit score 764.48 758.04 767.84 764.29 748.98 757.25 754.77 750.96
Avg LTV (loan to value) 69.75% 71.98% 68.00% 69.53% 69.07% 70.26% 69.32% 66.22%
Avg DTI (debt to income) 30.49 32.67 30.68 30.79 34.38 31.99 31.75 31.26
Avg refinance insurance % 2.11% 2.92% 2.99% 3.52% 1.62% 2.68% 3.58% 2.70%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pembina, North Dakota 58271

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pembina, North Dakota 58271, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lenay

Mortgage Loan Officer

PO Box 389

Pembina, ND 58271

(701) 825-6289

csbinfo@csbmidwest.com

Larry Houser

Mortgage Loan Officer

503 Briggs Ave S

Park River, ND 58271

(701) 284-7244

lhouser@fubnd.com

Nilsen

Mortgage Loan

105 3rd St SW

Rugby, ND 58271

(701) 776-5228

emnilsen@bremer.com

Julie Schlieve

Mortgage Loan

424 5th St NE

Devils Lake, ND 58271

(701) 662-1228

jaschlieve@bremer.com

Jason Schneider

President

910 Lincoln Ave

Harvey, ND 58271

(701) 324-5245

jschneider@firstintlbank.com

Address

PO Box 389

Pembina, ND

Contact

(701) 825-6289

Fax (301) 639-0804

csbinfo@csbmidwest.com

Address

503 Briggs Ave S

Park River, ND

Contact

(701) 284-7244

Fax (301) 639-0804

lhouser@fubnd.com

Address

105 3rd St SW

Rugby, ND

Contact

(701) 776-5228

Fax (301) 639-0804

emnilsen@bremer.com

Refinancing News for Pembina, North Dakota 58271