Compare Today’s Refinance Rates for Perth, North Dakota 58363
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Perth, North Dakota 58363.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Perth, North Dakota 58363. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,003 or $6 per month in Perth and other parts of Rolette county.
Summary of Average Refinances in Perth, North Dakota 58363
Become a certified mortgage expert on Pureloan.com
in Perth, North Dakota 58363
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Perth, North Dakota 58363
Pureloan has developed an interactive chart to monitor the five largest local lenders in Perth, ND 58363, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Perth, North Dakota 58363 from 2024 - 2016
The following historical data provides insights into refinancing trends in Perth, North Dakota and the surrounding Rolette county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 62.50% | 53.85% | 69.23% | 72.73% | 62.96% | 18.92% | 33.33% | 30.00% | |
| avg refi rate | 4.23% | 3.79% | 3.89% | 4.34% | 3.78% | 3.82% | 4.65% | 4.90% | |
| % 15 year fixed refinance | 25.00% | 38.46% | 23.08% | 27.27% | 33.33% | 64.86% | 55.56% | 45.00% | |
| avg refi rate | 3.38% | 3.05% | 3.04% | 3.73% | 3.03% | 3.22% | 3.83% | 4.15% | |
| Avg credit score | 760.13 | 762.31 | 762.92 | 744.18 | 753.26 | 763.16 | 766.36 | 770.45 | |
| Avg LTV (loan to value) | 68.38% | 72.62% | 73.38% | 68.77% | 70.07% | 62.81% | 66.36% | 62.30% | |
| Avg DTI (debt to income) | 26.25 | 35.00 | 30.08 | 33.55 | 30.44 | 30.35 | 31.17 | 28.20 | |
| Avg refinance insurance % | 0.75% | 1.92% | 2.31% | 3.00% | 4.30% | 0.65% | 1.39% |
Best Refinance Brokers around Perth, North Dakota 58363
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Perth, North Dakota 58363, we have compiled a list of top refinance brokers to assist you in the process.
Nilsen
Mortgage Loan
105 3rd St SW
Rugby, ND 58363
(701) 776-5228
emnilsen@bremer.com
Cory Geiszler
Commercial & Ag Loan Officer
215 Highway 2 SW PO Box 229
Rugby, ND 58363
(701) 324-5245
cgeiszler@firstintlbank.com
Tanner Johnson
Rugby President - Commercial & Ag Lender
215 Highway 2 SW PO Box 229
Rugby, ND 58363
(701) 324-5245
tjohnson@firstintlbank.com
Elaine Nilsen
Consumer/Mortgage Loan Officer
215 Highway 2 SW PO Box 229
Rugby, ND 58363
(701) 324-5245
enilsen@firstintlbank.com
Stephanie Schmaltz
Loan Associate Iii
215 Highway 2 SW PO Box 229
Rugby, ND 58363
(701) 324-5245
sschmaltz@firstintlbank.com
Address
105 3rd St SW
Rugby, ND
Contact
(701) 776-5228
Fax (301) 639-0804
emnilsen@bremer.com
Address
215 Highway 2 SW PO Box 229
Rugby, ND
Contact
(701) 324-5245
Fax (301) 639-0804
cgeiszler@firstintlbank.com
Address
215 Highway 2 SW PO Box 229
Rugby, ND
Contact
(701) 324-5245
Fax (301) 639-0804
tjohnson@firstintlbank.com