Compare Today’s Refinance Rates for Rhame, North Dakota 58651
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rhame, North Dakota 58651.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rhame, North Dakota 58651. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,804 or $27 per month in Rhame and other parts of Hettinger county.
Summary of Average Refinances in Rhame, North Dakota 58651
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Interactive Refinance Rate Projections for Rhame, North Dakota 58651
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rhame, ND 58651, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rhame, North Dakota 58651 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rhame, North Dakota and the surrounding Hettinger county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 60.00% | 61.76% | 57.50% | 37.50% | 27.08% | 24.24% | 32.43% | 41.86% | |
| avg refi rate | 3.91% | 4.04% | 3.98% | 4.56% | 3.80% | 4.00% | 4.51% | 5.06% | |
| % 15 year fixed refinance | 35.00% | 29.41% | 42.50% | 50.00% | 60.42% | 54.55% | 43.24% | 39.53% | |
| avg refi rate | 3.14% | 2.94% | 2.95% | 3.38% | 2.92% | 3.20% | 3.93% | 4.17% | |
| Avg credit score | 744.60 | 747.03 | 759.03 | 747.19 | 747.77 | 760.61 | 755.86 | 768.33 | |
| Avg LTV (loan to value) | 73.15% | 74.32% | 68.78% | 67.63% | 65.65% | 57.88% | 65.14% | 65.91% | |
| Avg DTI (debt to income) | 30.20 | 36.24 | 30.35 | 33.25 | 31.67 | 28.36 | 31.08 | 27.09 | |
| Avg refinance insurance % | 10.85% | 9.09% | 6.43% | 3.06% | 1.40% | 0.94% | 3.95% | 2.28% |
Best Refinance Brokers around Rhame, North Dakota 58651
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rhame, North Dakota 58651, we have compiled a list of top refinance brokers to assist you in the process.
Jill Lohnes
Mortgage Loan
20 1st St SW
Minot, ND 58651
(701) 857-6206
jmlohnes@bremer.com
Renata Buen
Executive Mortgage Officers
615 S Broadway
Minot, ND 58651
(701) 852-2018
rbuen@townandcountry.org
Mary Bamberger
Mortgage Market Manager - Vice President
1600 South Broadway
Minot, ND 58651
(701) 839-2199
mbamberger@firstintlbank.com
Carol Holman
Mortgage Loan Officer - AVP
1600 South Broadway
Minot, ND 58651
(701) 839-2199
cholman@firstintlbank.com
Brett Holtz
Mortgage Loan Officer
1600 South Broadway
Minot, ND 58651
(701) 839-2199
bholtz@firstintlbank.com
Address
20 1st St SW
Minot, ND
Contact
(701) 857-6206
Fax (301) 639-0804
jmlohnes@bremer.com
Address
615 S Broadway
Minot, ND
Contact
(701) 852-2018
Fax (301) 639-0804
rbuen@townandcountry.org
Address
1600 South Broadway
Minot, ND
Contact
(701) 839-2199
Fax (301) 639-0804
mbamberger@firstintlbank.com