Compare Today’s Refinance Rates for Rugby, North Dakota
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rugby, North Dakota 58368. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rugby and other areas of Mchenry county, expected lifetime cash savings are $4,363 or $12 / month.
For Rugby, North Dakota 58368, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Rugby, North Dakota 58368


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Customized Refinance Rate Projections for Rugby, ND
For refinance rate forecasts and predictions in Rugby, ND 58368, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Rugby, North Dakota 58368 from 2014 - 2021
Below are historical data on refinancing in Rugby, North Dakota and around Mchenry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 30.00% | 33.33% | 18.92% | 62.96% | 72.73% | 69.23% | 53.85% | 62.50% |
avg refi rate | 4.90% | 4.65% | 3.82% | 3.78% | 4.34% | 3.89% | 3.79% | 4.23% |
% 15 year fixed refinance | 45.00% | 55.56% | 64.86% | 33.33% | 27.27% | 23.08% | 38.46% | 25.00% |
avg refi rate | 4.15% | 3.83% | 3.22% | 3.03% | 3.73% | 3.04% | 3.05% | 3.38% |
Avg credit score | 770.45 | 766.36 | 763.16 | 753.26 | 744.18 | 762.92 | 762.31 | 760.13 |
Avg LTV (loan to value) | 62.30% | 66.36% | 62.81% | 70.07% | 68.77% | 73.38% | 72.62% | 68.38% |
Avg DTI (debt to income) | 28.20 | 31.17 | 30.35 | 30.44 | 33.55 | 30.08 | 35.00 | 26.25 |
Avg refinance insurance % | 1.39% | 0.65% | 4.30% | 3.00% | 2.31% | 1.92% | 0.75% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Rugby, North Dakota 58368
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rugby, North Dakota 58368, we have compiled a list of the leading refinance brokers to guide you.
Stephanie Schmaltz
Loan Associate Iii
215 Highway 2 SW PO Box 229
Rugby, ND 58368
(701) 324-5245
sschmaltz@firstintlbank.com
Elaine Nilsen
Consumer/Mortgage Loan Officer
215 Highway 2 SW PO Box 229
Rugby, ND 58368
(701) 324-5245
enilsen@firstintlbank.com
Tanner Johnson
Rugby President - Commercial & Ag Lender
215 Highway 2 SW PO Box 229
Rugby, ND 58368
(701) 324-5245
tjohnson@firstintlbank.com
Cory Geiszler
Commercial & Ag Loan Officer
215 Highway 2 SW PO Box 229
Rugby, ND 58368
(701) 324-5245
cgeiszler@firstintlbank.com
Crystal Grove
Loan Officer
105 3rd Street Southwest
Rugby, ND 58368
(701) 776-5228
cmgrove@bremer.com
Address
215 Highway 2 SW PO Box 229
Rugby, ND
Contact
(701) 324-5245
Fax (301) 639-0804
sschmaltz@firstintlbank.com
Address
215 Highway 2 SW PO Box 229
Rugby, ND
Contact
(701) 324-5245
Fax (301) 639-0804
enilsen@firstintlbank.com
Address
215 Highway 2 SW PO Box 229
Rugby, ND
Contact
(701) 324-5245
Fax (301) 639-0804
tjohnson@firstintlbank.com