Compare Today’s Refinance Rates for Rugby, North Dakota

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rugby, North Dakota 58368. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rugby and other areas of Mchenry county, expected lifetime cash savings are $5,065 or $14 / month.

For Rugby, North Dakota 58368, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rugby, North Dakota 58368

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rugby, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rugby, ND 58368, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rugby, ND

Refinance Rates for Rugby, North Dakota 58368 from 2013 - 2020

Below are historical data on refinancing in Rugby, North Dakota and around Mchenry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 30.00% 33.33% 18.92% 62.96% 72.73% 69.23% 53.85% 62.50%
avg refi rate 4.90% 4.65% 3.82% 3.78% 4.34% 3.89% 3.79% 4.23%
% 15 year fixed refinance 45.00% 55.56% 64.86% 33.33% 27.27% 23.08% 38.46% 25.00%
avg refi rate 4.15% 3.83% 3.22% 3.03% 3.73% 3.04% 3.05% 3.38%
Avg credit score 770.45 766.36 763.16 753.26 744.18 762.92 762.31 760.13
Avg LTV (loan to value) 62.30% 66.36% 62.81% 70.07% 68.77% 73.38% 72.62% 68.38%
Avg DTI (debt to income) 28.20 31.17 30.35 30.44 33.55 30.08 35.00 26.25
Avg refinance insurance % 1.39% 0.65% 4.30% 3.00% 2.31% 1.92% 0.75%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rugby, North Dakota 58368

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rugby, North Dakota 58368, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stephanie Schmaltz

Loan Associate Iii

215 Highway 2 SW PO Box 229

Rugby, ND 58368

(701) 324-5245

sschmaltz@firstintlbank.com

Elaine Nilsen

Consumer/Mortgage Loan Officer

215 Highway 2 SW PO Box 229

Rugby, ND 58368

(701) 324-5245

enilsen@firstintlbank.com

Tanner Johnson

Rugby President - Commercial & Ag Lender

215 Highway 2 SW PO Box 229

Rugby, ND 58368

(701) 324-5245

tjohnson@firstintlbank.com

Cory Geiszler

Commercial & Ag Loan Officer

215 Highway 2 SW PO Box 229

Rugby, ND 58368

(701) 324-5245

cgeiszler@firstintlbank.com

Crystal Grove

Loan Officer

105 3rd Street Southwest

Rugby, ND 58368

(701) 776-5228

cmgrove@bremer.com

Address

215 Highway 2 SW PO Box 229

Rugby, ND

Contact

(701) 324-5245

Fax (301) 639-0804

sschmaltz@firstintlbank.com

Address

215 Highway 2 SW PO Box 229

Rugby, ND

Contact

(701) 324-5245

Fax (301) 639-0804

enilsen@firstintlbank.com

Address

215 Highway 2 SW PO Box 229

Rugby, ND

Contact

(701) 324-5245

Fax (301) 639-0804

tjohnson@firstintlbank.com

Refinancing News for Rugby, North Dakota 58368