Compare Today’s Refinance Rates for Saint John, North Dakota

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Saint John, North Dakota 58369. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,938 or $5 / month in Saint John and other areas of Rolette county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saint John, North Dakota 58369.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Saint John, North Dakota 58369

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saint John, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saint John, ND 58369, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saint John, ND

Refinance Rates for Saint John, North Dakota 58369 from 2013 - 2020

Below are historical data on refinancing in Saint John, North Dakota and around Rolette county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 30.00% 33.33% 18.92% 62.96% 72.73% 69.23% 53.85% 62.50%
avg refi rate 4.90% 4.65% 3.82% 3.78% 4.34% 3.89% 3.79% 4.23%
% 15 year fixed refinance 45.00% 55.56% 64.86% 33.33% 27.27% 23.08% 38.46% 25.00%
avg refi rate 4.15% 3.83% 3.22% 3.03% 3.73% 3.04% 3.05% 3.38%
Avg credit score 770.45 766.36 763.16 753.26 744.18 762.92 762.31 760.13
Avg LTV (loan to value) 62.30% 66.36% 62.81% 70.07% 68.77% 73.38% 72.62% 68.38%
Avg DTI (debt to income) 28.20 31.17 30.35 30.44 33.55 30.08 35.00 26.25
Avg refinance insurance % 1.39% 0.65% 4.30% 3.00% 2.31% 1.92% 0.75%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saint John, North Dakota 58369

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saint John, North Dakota 58369, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Barb Eli

Mortgage Loan

807 Main St

Carrington, ND 58369

(701) 652-3127

baeli@bremer.com

Courtney Foss

Commercial & Agricultural Lender

78 Main Ave S

Fessenden, ND 58369

(701) 547-3191

cfoss@firstintlbank.com

Jeff Johnson

Fessenden President

78 Main Ave S

Fessenden, ND 58369

(701) 547-3191

jjohnson@firstintlbank.com

Address

807 Main St

Carrington, ND

Contact

(701) 652-3127

Fax (301) 639-0804

baeli@bremer.com

Address

78 Main Ave S

Fessenden, ND

Contact

(701) 547-3191

Fax (301) 639-0804

cfoss@firstintlbank.com

Address

78 Main Ave S

Fessenden, ND

Contact

(701) 547-3191

Fax (301) 639-0804

jjohnson@firstintlbank.com

Refinancing News for Saint John, North Dakota 58369