Compare Today’s Refinance Rates for Saint Michael, North Dakota 58370
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Saint Michael, North Dakota 58370.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Saint Michael, North Dakota 58370. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,553 or $15 per month in Saint Michael and other parts of Benson county.
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Summary of Average Refinances in Saint Michael, North Dakota 58370
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Saint Michael, North Dakota 58370
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Michael, ND 58370, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Michael, North Dakota 58370 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Michael, North Dakota and the surrounding Benson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 62.50% | 53.85% | 69.23% | 72.73% | 62.96% | 18.92% | 33.33% | 30.00% | |
avg refi rate | 4.23% | 3.79% | 3.89% | 4.34% | 3.78% | 3.82% | 4.65% | 4.90% | |
% 15 year fixed refinance | 25.00% | 38.46% | 23.08% | 27.27% | 33.33% | 64.86% | 55.56% | 45.00% | |
avg refi rate | 3.38% | 3.05% | 3.04% | 3.73% | 3.03% | 3.22% | 3.83% | 4.15% | |
Avg credit score | 760.13 | 762.31 | 762.92 | 744.18 | 753.26 | 763.16 | 766.36 | 770.45 | |
Avg LTV (loan to value) | 68.38% | 72.62% | 73.38% | 68.77% | 70.07% | 62.81% | 66.36% | 62.30% | |
Avg DTI (debt to income) | 26.25 | 35.00 | 30.08 | 33.55 | 30.44 | 30.35 | 31.17 | 28.20 | |
Avg refinance insurance % | 0.75% | 1.92% | 2.31% | 3.00% | 4.30% | 0.65% | 1.39% |
Best Refinance Brokers around Saint Michael, North Dakota 58370
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Michael, North Dakota 58370, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Barb Eli
Mortgage Loan
807 Main St
Carrington, ND 58370
(701) 652-3127
baeli@bremer.com
Courtney Foss
Commercial & Agricultural Lender
78 Main Ave S
Fessenden, ND 58370
(701) 547-3191
cfoss@firstintlbank.com
Jeff Johnson
Fessenden President
78 Main Ave S
Fessenden, ND 58370
(701) 547-3191
jjohnson@firstintlbank.com
Address
807 Main St
Carrington, ND
Contact
(701) 652-3127
Fax (301) 639-0804
baeli@bremer.com
Address
78 Main Ave S
Fessenden, ND
Contact
(701) 547-3191
Fax (301) 639-0804
cfoss@firstintlbank.com
Address
78 Main Ave S
Fessenden, ND
Contact
(701) 547-3191
Fax (301) 639-0804
jjohnson@firstintlbank.com