Compare Today’s Refinance Rates for Saint Thomas, North Dakota

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Saint Thomas, North Dakota 58276. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Saint Thomas and other areas of Pembina county, expected lifetime cash savings are $1,960 or $5 / month.

For Saint Thomas, North Dakota 58276, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Saint Thomas, North Dakota 58276

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saint Thomas, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saint Thomas, ND 58276, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saint Thomas, ND

Refinance Rates for Saint Thomas, North Dakota 58276 from 2013 - 2020

Below are historical data on refinancing in Saint Thomas, North Dakota and around Pembina county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.86% 30.28% 29.05% 34.62% 51.11% 55.68% 52.38% 47.83%
avg refi rate 4.70% 4.51% 3.76% 3.51% 4.47% 3.97% 3.83% 3.90%
% 15 year fixed refinance 38.32% 46.79% 54.73% 51.28% 37.78% 31.82% 40.48% 47.83%
avg refi rate 4.13% 3.73% 3.05% 2.75% 3.45% 3.14% 2.93% 2.81%
Avg credit score 764.48 758.04 767.84 764.29 748.98 757.25 754.77 750.96
Avg LTV (loan to value) 69.75% 71.98% 68.00% 69.53% 69.07% 70.26% 69.32% 66.22%
Avg DTI (debt to income) 30.49 32.67 30.68 30.79 34.38 31.99 31.75 31.26
Avg refinance insurance % 2.11% 2.92% 2.99% 3.52% 1.62% 2.68% 3.58% 2.70%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saint Thomas, North Dakota 58276

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saint Thomas, North Dakota 58276, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nilsen

Mortgage Loan

105 3rd St SW

Rugby, ND 58276

(701) 776-5228

emnilsen@bremer.com

Julie Schlieve

Mortgage Loan

424 5th St NE

Devils Lake, ND 58276

(701) 662-1228

jaschlieve@bremer.com

Jason Schneider

President

910 Lincoln Ave

Harvey, ND 58276

(701) 324-5245

jschneider@firstintlbank.com

Cory Geiszler

Commercial & Ag Loan Officer

215 Highway 2 SW PO Box 229

Rugby, ND 58276

(701) 324-5245

cgeiszler@firstintlbank.com

Tanner Johnson

Rugby President - Commercial & Ag Lender

215 Highway 2 SW PO Box 229

Rugby, ND 58276

(701) 324-5245

tjohnson@firstintlbank.com

Address

105 3rd St SW

Rugby, ND

Contact

(701) 776-5228

Fax (301) 639-0804

emnilsen@bremer.com

Address

424 5th St NE

Devils Lake, ND

Contact

(701) 662-1228

Fax (301) 639-0804

jaschlieve@bremer.com

Address

910 Lincoln Ave

Harvey, ND

Contact

(701) 324-5245

Fax (301) 639-0804

jschneider@firstintlbank.com

Refinancing News for Saint Thomas, North Dakota 58276