Compare Today’s Refinance Rates for Stanley, North Dakota
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Stanley, North Dakota 58784. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,138 or $6 / month in Stanley and other areas of Ward county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Stanley, North Dakota 58784.
Summary of Average Refinance Terms in Stanley, North Dakota 58784
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Customized Refinance Rate Projections for Stanley, ND
For refinance rate forecasts and predictions in Stanley, ND 58784, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Stanley, North Dakota 58784 from 2013 - 2020
Below are historical data on refinancing in Stanley, North Dakota and around Ward county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 64.52% | 69.05% | 55.95% | 55.33% | 63.64% | 51.11% | 58.76% | 55.17% |
| avg refi rate | 4.89% | 4.54% | 3.85% | 3.67% | 4.34% | 4.00% | 3.77% | 3.86% |
| % 15 year fixed refinance | 26.88% | 26.19% | 38.10% | 38.67% | 30.91% | 41.11% | 30.93% | 31.03% |
| avg refi rate | 4.21% | 3.93% | 3.10% | 2.80% | 3.40% | 3.02% | 2.98% | 3.15% |
| Avg credit score | 752.51 | 755.36 | 763.85 | 755.39 | 747.51 | 761.53 | 746.90 | 761.38 |
| Avg LTV (loan to value) | 67.75% | 71.10% | 63.75% | 62.05% | 69.55% | 68.14% | 70.27% | 75.48% |
| Avg DTI (debt to income) | 31.09 | 33.98 | 32.74 | 31.53 | 34.62 | 31.57 | 30.76 | 32.76 |
| Avg refinance insurance % | 0.65% | 3.10% | 1.81% | 0.49% | 2.42% | 4.19% | 4.10% | 8.34% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Stanley, North Dakota 58784
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stanley, North Dakota 58784, we have compiled a list of the leading refinance brokers to guide you.
Randy Lang
Mortgage Loan Officer
19 4th St E
Williston, ND 58784
(701) 774-8321
rlang@firstintlbank.com
Sonny Merrell
Mortgage Loan Officer
1331 9th Ave NW
Williston, ND 58784
(701) 609-5800
smerrell@firstintlbank.com
Mark Sparby
Mortgage Loan Officer
100 N Main St
Watford, ND 58784
(701) 842-2381
msparby@firstintlbank.com
Drew Flaagan
Commercial Loan Officer
100 Main St S
Watford City, ND 58784
(701) 842-2381
dflaagan@firstintlbank.com
Christopher Larsen
Commercial Lender
100 Main St S
Watford City, ND 58784
(701) 842-2381
clarsen@firstintlbank.com
Address
19 4th St E
Williston, ND
Contact
(701) 774-8321
Fax (301) 639-0804
rlang@firstintlbank.com
Address
1331 9th Ave NW
Williston, ND
Contact
(701) 609-5800
Fax (301) 639-0804
smerrell@firstintlbank.com
Address
100 N Main St
Watford, ND
Contact
(701) 842-2381
Fax (301) 639-0804
msparby@firstintlbank.com