Compare Today’s Refinance Rates for Tioga, North Dakota 58852
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tioga, North Dakota 58852.
With a 30-year amortization refinance in Tioga and surrounding areas of Williams county, our calculations show that you can expect to save up to $4,825 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tioga, North Dakota 58852.
Summary of Average Refinances in Tioga, North Dakota 58852
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Interactive Refinance Rate Projections for Tioga, North Dakota 58852
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tioga, ND 58852, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tioga, North Dakota 58852 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tioga, North Dakota and the surrounding Williams county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 47.83% | 52.38% | 55.68% | 51.11% | 34.62% | 29.05% | 30.28% | 44.86% | |
avg refi rate | 3.90% | 3.83% | 3.97% | 4.47% | 3.51% | 3.76% | 4.51% | 4.70% | |
% 15 year fixed refinance | 47.83% | 40.48% | 31.82% | 37.78% | 51.28% | 54.73% | 46.79% | 38.32% | |
avg refi rate | 2.81% | 2.93% | 3.14% | 3.45% | 2.75% | 3.05% | 3.73% | 4.13% | |
Avg credit score | 750.96 | 754.77 | 757.25 | 748.98 | 764.29 | 767.84 | 758.04 | 764.48 | |
Avg LTV (loan to value) | 66.22% | 69.32% | 70.26% | 69.07% | 69.53% | 68.00% | 71.98% | 69.75% | |
Avg DTI (debt to income) | 31.26 | 31.75 | 31.99 | 34.38 | 30.79 | 30.68 | 32.67 | 30.49 | |
Avg refinance insurance % | 2.70% | 3.58% | 2.68% | 1.62% | 3.52% | 2.99% | 2.92% | 2.11% |
Best Refinance Brokers around Tioga, North Dakota 58852
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tioga, North Dakota 58852, we have compiled a list of top refinance brokers to assist you in the process.
Mark Sparby
Mortgage Loan Officer
100 N Main St
Watford, ND 58852
(701) 842-2381
msparby@firstintlbank.com
Drew Flaagan
Commercial Loan Officer
100 Main St S
Watford City, ND 58852
(701) 842-2381
dflaagan@firstintlbank.com
Christopher Larsen
Commercial Lender
100 Main St S
Watford City, ND 58852
(701) 842-2381
clarsen@firstintlbank.com
Luke Olmstead
Commercial Lender
100 Main St S
Watford City, ND 58852
(701) 842-2381
lolmstead@firstintlbank.com
Kelly Peterson
Western North Dakota Market President
100 Main St S
Watford City, ND 58852
(701) 842-2381
kpeterson@firstintlbank.com
Address
100 N Main St
Watford, ND
Contact
(701) 842-2381
Fax (301) 639-0804
msparby@firstintlbank.com
Address
100 Main St S
Watford City, ND
Contact
(701) 842-2381
Fax (301) 639-0804
dflaagan@firstintlbank.com
Address
100 Main St S
Watford City, ND
Contact
(701) 842-2381
Fax (301) 639-0804
clarsen@firstintlbank.com