Compare Today’s Refinance Rates for Watford City, North Dakota
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Watford City, North Dakota 58854. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Watford City and other areas of Mckenzie county, expected lifetime cash savings are $5,716 or $16 / month.
For Watford City, North Dakota 58854, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Watford City, North Dakota 58854
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Customized Refinance Rate Projections for Watford City, ND
For refinance rate forecasts and predictions in Watford City, ND 58854, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Watford City, North Dakota 58854 from 2014 - 2021
Below are historical data on refinancing in Watford City, North Dakota and around Mckenzie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 44.86% | 30.28% | 29.05% | 34.62% | 51.11% | 55.68% | 52.38% | 47.83% |
| avg refi rate | 4.70% | 4.51% | 3.76% | 3.51% | 4.47% | 3.97% | 3.83% | 3.90% |
| % 15 year fixed refinance | 38.32% | 46.79% | 54.73% | 51.28% | 37.78% | 31.82% | 40.48% | 47.83% |
| avg refi rate | 4.13% | 3.73% | 3.05% | 2.75% | 3.45% | 3.14% | 2.93% | 2.81% |
| Avg credit score | 764.48 | 758.04 | 767.84 | 764.29 | 748.98 | 757.25 | 754.77 | 750.96 |
| Avg LTV (loan to value) | 69.75% | 71.98% | 68.00% | 69.53% | 69.07% | 70.26% | 69.32% | 66.22% |
| Avg DTI (debt to income) | 30.49 | 32.67 | 30.68 | 30.79 | 34.38 | 31.99 | 31.75 | 31.26 |
| Avg refinance insurance % | 2.11% | 2.92% | 2.99% | 3.52% | 1.62% | 2.68% | 3.58% | 2.70% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Watford City, North Dakota 58854
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Watford City, North Dakota 58854, we have compiled a list of the leading refinance brokers to guide you.
Justin Voll
Watford City President
100 Main St S
Watford City, ND 58854
(701) 842-2381
jvoll@firstintlbank.com
Doug Voll
Commercial Loan Officer
100 Main St S
Watford City, ND 58854
(701) 842-2381
dvoll@firstintlbank.com
Tyler Toy
Commercial Lender
100 Main St S
Watford City, ND 58854
(701) 842-2381
ttoy@firstintlbank.com
Kelly Peterson
Western North Dakota Market President
100 Main St S
Watford City, ND 58854
(701) 842-2381
kpeterson@firstintlbank.com
Luke Olmstead
Commercial Lender
100 Main St S
Watford City, ND 58854
(701) 842-2381
lolmstead@firstintlbank.com
Address
100 Main St S
Watford City, ND
Contact
(701) 842-2381
Fax (301) 639-0804
jvoll@firstintlbank.com
Address
100 Main St S
Watford City, ND
Contact
(701) 842-2381
Fax (301) 639-0804
dvoll@firstintlbank.com
Address
100 Main St S
Watford City, ND
Contact
(701) 842-2381
Fax (301) 639-0804
ttoy@firstintlbank.com