Compare Today’s Refinance Rates for Watford City, North Dakota

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Watford City, North Dakota 58854. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Watford City and other areas of Mckenzie county, expected lifetime cash savings are $4,749 or $13 / month.

For Watford City, North Dakota 58854, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Watford City, North Dakota 58854

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Watford City, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Watford City, ND 58854, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Watford City, ND

Refinance Rates for Watford City, North Dakota 58854 from 2013 - 2020

Below are historical data on refinancing in Watford City, North Dakota and around Mckenzie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.86% 30.28% 29.05% 34.62% 51.11% 55.68% 52.38% 47.83%
avg refi rate 4.70% 4.51% 3.76% 3.51% 4.47% 3.97% 3.83% 3.90%
% 15 year fixed refinance 38.32% 46.79% 54.73% 51.28% 37.78% 31.82% 40.48% 47.83%
avg refi rate 4.13% 3.73% 3.05% 2.75% 3.45% 3.14% 2.93% 2.81%
Avg credit score 764.48 758.04 767.84 764.29 748.98 757.25 754.77 750.96
Avg LTV (loan to value) 69.75% 71.98% 68.00% 69.53% 69.07% 70.26% 69.32% 66.22%
Avg DTI (debt to income) 30.49 32.67 30.68 30.79 34.38 31.99 31.75 31.26
Avg refinance insurance % 2.11% 2.92% 2.99% 3.52% 1.62% 2.68% 3.58% 2.70%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Watford City, North Dakota 58854

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Watford City, North Dakota 58854, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Justin Voll

Watford City President

100 Main St S

Watford City, ND 58854

(701) 842-2381

jvoll@firstintlbank.com

Doug Voll

Commercial Loan Officer

100 Main St S

Watford City, ND 58854

(701) 842-2381

dvoll@firstintlbank.com

Tyler Toy

Commercial Lender

100 Main St S

Watford City, ND 58854

(701) 842-2381

ttoy@firstintlbank.com

Kelly Peterson

Western North Dakota Market President

100 Main St S

Watford City, ND 58854

(701) 842-2381

kpeterson@firstintlbank.com

Luke Olmstead

Commercial Lender

100 Main St S

Watford City, ND 58854

(701) 842-2381

lolmstead@firstintlbank.com

Address

100 Main St S

Watford City, ND

Contact

(701) 842-2381

Fax (301) 639-0804

jvoll@firstintlbank.com

Address

100 Main St S

Watford City, ND

Contact

(701) 842-2381

Fax (301) 639-0804

dvoll@firstintlbank.com

Address

100 Main St S

Watford City, ND

Contact

(701) 842-2381

Fax (301) 639-0804

ttoy@firstintlbank.com

Refinancing News for Watford City, North Dakota 58854