Compare Today’s Refinance Rates for West Fargo, North Dakota
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for West Fargo, North Dakota 58078. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in West Fargo and other areas of Cass county, expected lifetime cash savings are $8,238 or $23 / month.
For West Fargo, North Dakota 58078, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in West Fargo, North Dakota 58078
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Customized Refinance Rate Projections for West Fargo, ND
For refinance rate forecasts and predictions in West Fargo, ND 58078, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for West Fargo, North Dakota 58078 from 2014 - 2021
Below are historical data on refinancing in West Fargo, North Dakota and around Cass county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.38% | 31.63% | 33.82% | 39.84% | 56.82% | 54.31% | 58.66% | 51.25% |
| avg refi rate | 4.78% | 4.47% | 3.87% | 3.69% | 4.47% | 3.92% | 3.76% | 3.90% |
| % 15 year fixed refinance | 30.83% | 43.54% | 39.50% | 42.82% | 28.41% | 32.99% | 31.28% | 38.75% |
| avg refi rate | 4.17% | 3.71% | 3.15% | 2.84% | 3.42% | 3.19% | 2.94% | 2.99% |
| Avg credit score | 766.88 | 760.28 | 764.62 | 760.12 | 744.83 | 752.79 | 750.47 | 757.75 |
| Avg LTV (loan to value) | 66.84% | 68.59% | 68.80% | 71.19% | 73.19% | 72.88% | 71.21% | 69.75% |
| Avg DTI (debt to income) | 31.67 | 31.71 | 30.86 | 31.43 | 34.73 | 32.13 | 32.08 | 33.90 |
| Avg refinance insurance % | 1.36% | 2.98% | 2.76% | 3.98% | 2.61% | 3.55% | 2.65% | 3.66% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around West Fargo, North Dakota 58078
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in West Fargo, North Dakota 58078, we have compiled a list of the leading refinance brokers to guide you.
Ryan Salvatore
Personal Banker
1350 13th Ave E
West Fargo, ND 58078
(701) 281-2700
rsalvatore@firstintlbank.com
Troy Ott
Commercial Loan Officer
1350 13th Ave E
West Fargo, ND 58078
(701) 281-2700
tott@firstintlbank.com
Greg Mastrud
West Fargo President
1350 13th Ave E
West Fargo, ND 58078
(701) 281-2700
gmastrud@firstintlbank.com
Eric Hull
Personal Banking Officer
1350 13th Ave E
West Fargo, ND 58078
(701) 281-2700
ehull@firstintlbank.com
Kathy Weiss
Mortgage Officer
925 14th Avenue East
West Fargo, ND 58078
(701) 356-1803
kathy.weiss@townandcountry.org
Address
1350 13th Ave E
West Fargo, ND
Contact
(701) 281-2700
Fax (301) 639-0804
rsalvatore@firstintlbank.com
Address
1350 13th Ave E
West Fargo, ND
Contact
(701) 281-2700
Fax (301) 639-0804
tott@firstintlbank.com
Address
1350 13th Ave E
West Fargo, ND
Contact
(701) 281-2700
Fax (301) 639-0804
gmastrud@firstintlbank.com