Compare Today’s Refinance Rates for Wildrose, North Dakota 58795
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wildrose, North Dakota 58795.
With a 30-year amortization refinance in Wildrose and surrounding areas of Williams county, our calculations show that you can expect to save up to $4,825 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wildrose, North Dakota 58795.
Summary of Average Refinances in Wildrose, North Dakota 58795
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Interactive Refinance Rate Projections for Wildrose, North Dakota 58795
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wildrose, ND 58795, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wildrose, North Dakota 58795 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wildrose, North Dakota and the surrounding Williams county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.17% | 58.76% | 51.11% | 63.64% | 55.33% | 55.95% | 69.05% | 64.52% | |
| avg refi rate | 3.86% | 3.77% | 4.00% | 4.34% | 3.67% | 3.85% | 4.54% | 4.89% | |
| % 15 year fixed refinance | 31.03% | 30.93% | 41.11% | 30.91% | 38.67% | 38.10% | 26.19% | 26.88% | |
| avg refi rate | 3.15% | 2.98% | 3.02% | 3.40% | 2.80% | 3.10% | 3.93% | 4.21% | |
| Avg credit score | 761.38 | 746.90 | 761.53 | 747.51 | 755.39 | 763.85 | 755.36 | 752.51 | |
| Avg LTV (loan to value) | 75.48% | 70.27% | 68.14% | 69.55% | 62.05% | 63.75% | 71.10% | 67.75% | |
| Avg DTI (debt to income) | 32.76 | 30.76 | 31.57 | 34.62 | 31.53 | 32.74 | 33.98 | 31.09 | |
| Avg refinance insurance % | 8.34% | 4.10% | 4.19% | 2.42% | 0.49% | 1.81% | 3.10% | 0.65% |
Best Refinance Brokers around Wildrose, North Dakota 58795
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wildrose, North Dakota 58795, we have compiled a list of top refinance brokers to assist you in the process.
Randy Lang
Mortgage Loan Officer
19 4th St E
Williston, ND 58795
(701) 774-8321
rlang@firstintlbank.com
Sonny Merrell
Mortgage Loan Officer
1331 9th Ave NW
Williston, ND 58795
(701) 609-5800
smerrell@firstintlbank.com
James Bervig
Commercial Loan Officer
19 4th St E
Williston, ND 58795
(701) 774-8321
jbervig@firstintlbank.com
Simon Fisher
Commercial Loan Officer
19 4th St E
Williston, ND 58795
(701) 774-8321
sfisher@firstintlbank.com
Jake Germundson
Commercial Lender
19 4th St E
Williston, ND 58795
(701) 774-8321
jgermundson@firstintlbank.com
Address
19 4th St E
Williston, ND
Contact
(701) 774-8321
Fax (301) 639-0804
rlang@firstintlbank.com
Address
1331 9th Ave NW
Williston, ND
Contact
(701) 609-5800
Fax (301) 639-0804
smerrell@firstintlbank.com
Address
19 4th St E
Williston, ND
Contact
(701) 774-8321
Fax (301) 639-0804
jbervig@firstintlbank.com