Compare Today’s Refinance Rates for Adams, Nebraska 68301
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Adams, Nebraska 68301.
With a 30-year amortization refinance in Adams and surrounding areas of Gage county, our calculations show that you can expect to save up to $4,548 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Adams, Nebraska 68301.
Summary of Average Refinances in Adams, Nebraska 68301
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Interactive Refinance Rate Projections for Adams, Nebraska 68301
Pureloan has developed an interactive chart to monitor the five largest local lenders in Adams, NE 68301, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Adams, Nebraska 68301 from 2024 - 2016
The following historical data provides insights into refinancing trends in Adams, Nebraska and the surrounding Gage county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.97% | 58.14% | 54.98% | 72.13% | 59.52% | 41.82% | 59.15% | 60.94% |
avg refi rate | 6.11% | 3.74% | 2.87% | 3.22% | 4.24% | 4.37% | 3.98% | 3.84% | 3.93% |
% 15 year fixed refinance | 19.54% | 27.13% | 34.20% | 14.75% | 33.33% | 43.64% | 35.21% | 29.69% | |
avg refi rate | 2.79% | 2.41% | 2.74% | 3.63% | 3.83% | 3.21% | 3.15% | 3.20% | |
Avg credit score | 735.22 | 742.49 | 759.47 | 762.01 | 752.16 | 749.55 | 751.98 | 757.04 | 758.92 |
Avg LTV (loan to value) | 58.11% | 65.56% | 66.53% | 69.85% | 71.16% | 73.48% | 67.25% | 73.89% | 71.20% |
Avg DTI (debt to income) | 41.33 | 34.01 | 31.95 | 30.29 | 33.61 | 33.26 | 31.40 | 33.13 | 31.66 |
Avg refinance insurance % | 2.68% | 2.32% | 3.90% | 3.11% | 3.79% | 3.76% | 6.44% | 4.00% |
Best Refinance Brokers around Adams, Nebraska 68301
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Adams, Nebraska 68301, we have compiled a list of top refinance brokers to assist you in the process.
Buffie DeRoe
Loan Officer
919 Central Ave
Auburn, NE 68301
(402) 274-4393
buffie.deroe@ubt.com
Ron Peters
Commercial Lender
120 N 6th St
Beatrice, NE 68301
(402) 223-4041
rpeters@security1stbank.com
Neil Van Boening
Consumer Lender
101 E Broad St
Blue Springs, NE 68301
(402) 645-8230
nvanboening@security1stbank.com
Chris Jones
Consumer Lender
160 Washington St
Clatonia, NE 68301
(402) 989-4455
cjones@security1stbank.com
Beth Kenney
Loan Officer
1313 K St
Fairbury, NE 68301
(402) 729-3337
beth.kenney@ubt.com
Address
919 Central Ave
Auburn, NE
Contact
(402) 274-4393
Fax (301) 639-0804
buffie.deroe@ubt.com
Address
120 N 6th St
Beatrice, NE
Contact
(402) 223-4041
Fax (301) 639-0804
rpeters@security1stbank.com
Address
101 E Broad St
Blue Springs, NE
Contact
(402) 645-8230
Fax (301) 639-0804
nvanboening@security1stbank.com