Compare Today’s Refinance Rates for Albion, Nebraska 68620
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Albion, Nebraska 68620.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Albion, Nebraska 68620. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,014 or $11 per month in Albion and other parts of Boone county.
Summary of Average Refinances in Albion, Nebraska 68620
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Interactive Refinance Rate Projections for Albion, Nebraska 68620
Pureloan has developed an interactive chart to monitor the five largest local lenders in Albion, NE 68620, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Albion, Nebraska 68620 from 2024 - 2016
The following historical data provides insights into refinancing trends in Albion, Nebraska and the surrounding Boone county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
% 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Albion, Nebraska 68620
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Albion, Nebraska 68620, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Vrbka
Loan Officer
507 D St
David City, NE 68620
(402) 367-3016
nancy.vrbka@ubt.com
Efrain Rosas
Mortgage Brokers
1375 26th Ave
Columbus, NE 68620
(402) 563-3554
Efrain.Rosas@bankfirstonline.com
Gary Walters
Vice President/Mortgage Center Manager
3100 23rd St Ste 25
Columbus, NE 68620
(402) 564-1200
gwalters@charterwest.com
Jill DuBray
Loan Processor/Closer
3100 23rd St Ste 25
Columbus, NE 68620
(402) 564-1200
jdubray@charterwest.com
Jeanne Jones
Mortgage Brokers
1372 26th Avenue
Columbus, NE 68620
(402) 563-3551
Jeanne.Jones@bankfirstonline.com
Address
507 D St
David City, NE
Contact
(402) 367-3016
Fax (301) 639-0804
nancy.vrbka@ubt.com
Address
1375 26th Ave
Columbus, NE
Contact
(402) 563-3554
Fax (301) 639-0804
Efrain.Rosas@bankfirstonline.com
Address
3100 23rd St Ste 25
Columbus, NE
Contact
(402) 564-1200
Fax (301) 639-0804
gwalters@charterwest.com