Compare Today’s Refinance Rates for Amherst, Nebraska 68812
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Amherst, Nebraska 68812.
With a 30-year amortization refinance in Amherst and surrounding areas of Buffalo county, our calculations show that you can expect to save up to $4,755 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Amherst, Nebraska 68812.
Summary of Average Refinances in Amherst, Nebraska 68812
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Interactive Refinance Rate Projections for Amherst, Nebraska 68812
Pureloan has developed an interactive chart to monitor the five largest local lenders in Amherst, NE 68812, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Amherst, Nebraska 68812 from 2024 - 2016
The following historical data provides insights into refinancing trends in Amherst, Nebraska and the surrounding Buffalo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Amherst, Nebraska 68812
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Amherst, Nebraska 68812, we have compiled a list of top refinance brokers to assist you in the process.
Tommy Bernard
LoanOfficer
2919SECONDAVE
Kearney, NE 68812
(308) 238-0201
tommy@afgspecialist.com
Nancy VanZandt
Loan Processor/Closer
4511 2nd Ave Ste 207
Kearney, NE 68812
(308) 234-2220
nvanzandt@charterwest.com
Russ Smith
Vice President/LPO Manager
4511 2nd Ave Ste 207
Kearney, NE 68812
(308) 234-2220
rsmith@charterwest.com
Laura Bauer
Loan officer
2223 2nd Ave
Kearney, NE 68812
(308) 234-2424
lbauer@pvsb.com
Peggy Mak
Mortgage Specialist
901 S D St
Broken Bow, NE 68812
(308) 872-6808
Peggy.Mak@GreatWesternBank.com
Address
2919SECONDAVE
Kearney, NE
Contact
(308) 238-0201
Fax (301) 639-0804
tommy@afgspecialist.com
Address
4511 2nd Ave Ste 207
Kearney, NE
Contact
(308) 234-2220
Fax (301) 639-0804
nvanzandt@charterwest.com
Address
4511 2nd Ave Ste 207
Kearney, NE
Contact
(308) 234-2220
Fax (301) 639-0804
rsmith@charterwest.com