Compare Today’s Refinance Rates for Bayard, Nebraska

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Bayard, Nebraska 69334. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Bayard and other areas of Morrill county, expected lifetime cash savings are $3,367 or $9 / month.

For Bayard, Nebraska 69334, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bayard, Nebraska 69334

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bayard, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bayard, NE 69334, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bayard, NE

Refinance Rates for Bayard, Nebraska 69334 from 2013 - 2020

Below are historical data on refinancing in Bayard, Nebraska and around Morrill county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.26% 49.12% 58.44% 61.11% 54.17% 56.73% 52.49% 42.86%
avg refi rate 4.89% 4.50% 3.90% 3.68% 4.50% 3.98% 3.88% 3.91%
% 15 year fixed refinance 27.93% 40.35% 30.13% 28.65% 33.33% 35.09% 40.88% 37.14%
avg refi rate 4.32% 3.85% 3.19% 2.97% 3.48% 3.18% 3.03% 3.07%
Avg credit score 764.72 769.81 771.89 766.36 754.90 758.51 761.20 757.34
Avg LTV (loan to value) 58.91% 60.55% 60.56% 63.38% 70.43% 69.64% 66.57% 65.36%
Avg DTI (debt to income) 30.19 29.75 29.42 32.28 32.90 32.74 32.45 34.33
Avg refinance insurance % 0.59% 0.62% 0.99% 1.44% 2.29% 2.93% 2.97% 2.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bayard, Nebraska 69334

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bayard, Nebraska 69334, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Senna Reeves

Home Mortgage Specialist

315 W 3rd St

Chadron, NE 69334

(308) 432-8004

sreeves@fnbnp.com

Tony Heiting

Loan Officer

1328 W Hwy 20

Chadron, NE 69334

(308) 432-6860

aheiting@security1stbank.com

Jennifer Knode

Loan Officer

403 2nd St

Crawford , NE 69334

(308) 665-2600

jknode@security1stbank.com

Roger Wynne

Loan Officer

205 State Street

Harrisburg, NE 69334

(308) 436-5024

rlwynne@bcbank.net

Rhonda Kautz

Home Mortgage Specialist

1926 Broadway

Scottsbluff, NE 69334

(308) 635-8618

rkautz@fnbnp.com

Address

315 W 3rd St

Chadron, NE

Contact

(308) 432-8004

Fax (301) 639-0804

sreeves@fnbnp.com

Address

1328 W Hwy 20

Chadron, NE

Contact

(308) 432-6860

Fax (301) 639-0804

aheiting@security1stbank.com

Address

403 2nd St

Crawford , NE

Contact

(308) 665-2600

Fax (301) 639-0804

jknode@security1stbank.com

Refinancing News for Bayard, Nebraska 69334