Compare Today’s Refinance Rates for Big Springs, Nebraska 69122
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Big Springs, Nebraska 69122.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Big Springs, Nebraska 69122. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,503 or $10 per month in Big Springs and other parts of Deuel county.
Summary of Average Refinances in Big Springs, Nebraska 69122
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Interactive Refinance Rate Projections for Big Springs, Nebraska 69122
Pureloan has developed an interactive chart to monitor the five largest local lenders in Big Springs, NE 69122, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Big Springs, Nebraska 69122 from 2024 - 2016
The following historical data provides insights into refinancing trends in Big Springs, Nebraska and the surrounding Deuel county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Big Springs, Nebraska 69122
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Big Springs, Nebraska 69122, we have compiled a list of top refinance brokers to assist you in the process.
Clem Schumacher
Commercial Lender
1205 Jackson St
Sidney, NE 69122
(308) 254-4525
cschumacher@security1stbank.com
Mary Havorka
Consumer Lender
1205 Jackson St
Sidney, NE 69122
(308) 254-8552
mhavorka@security1stbank.com
Megan Jehorek
Loan Officer
315 N Spruce St
Ogallala, NE 69122
(308) 284-7875
mJehrok@abtbank.com
Janet Tinney
Home Mortgage Specialist
201 N Dewey St
North Platte, NE 69122
(308) 535-6241
jtinney@fnbnp.com
Janet Tinney
Mortgage Specialist
201 N Dewey St
North Platte, NE 69122
(308) 535-6241
jtinnney@fnbnp.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-4525
Fax (301) 639-0804
cschumacher@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-8552
Fax (301) 639-0804
mhavorka@security1stbank.com
Address
315 N Spruce St
Ogallala, NE
Contact
(308) 284-7875
Fax (301) 639-0804
mJehrok@abtbank.com