Compare Today’s Refinance Rates for Brainard, Nebraska 68626
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Brainard, Nebraska 68626.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Brainard, Nebraska 68626. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,473 or $15 per month in Brainard and other parts of Butler county.
Summary of Average Refinances in Brainard, Nebraska 68626
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Interactive Refinance Rate Projections for Brainard, Nebraska 68626
Pureloan has developed an interactive chart to monitor the five largest local lenders in Brainard, NE 68626, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Brainard, Nebraska 68626 from 2024 - 2016
The following historical data provides insights into refinancing trends in Brainard, Nebraska and the surrounding Butler county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Brainard, Nebraska 68626
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Brainard, Nebraska 68626, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Vrbka
Loan Officer
507 D St
David City, NE 68626
(402) 367-3016
nancy.vrbka@ubt.com
Efrain Rosas
Mortgage Brokers
1375 26th Ave
Columbus, NE 68626
(402) 563-3554
Efrain.Rosas@bankfirstonline.com
Gary Walters
Vice President/Mortgage Center Manager
3100 23rd St Ste 25
Columbus, NE 68626
(402) 564-1200
gwalters@charterwest.com
Jill DuBray
Loan Processor/Closer
3100 23rd St Ste 25
Columbus, NE 68626
(402) 564-1200
jdubray@charterwest.com
Jeanne Jones
Mortgage Brokers
1372 26th Avenue
Columbus, NE 68626
(402) 563-3551
Jeanne.Jones@bankfirstonline.com
Address
507 D St
David City, NE
Contact
(402) 367-3016
Fax (301) 639-0804
nancy.vrbka@ubt.com
Address
1375 26th Ave
Columbus, NE
Contact
(402) 563-3554
Fax (301) 639-0804
Efrain.Rosas@bankfirstonline.com
Address
3100 23rd St Ste 25
Columbus, NE
Contact
(402) 564-1200
Fax (301) 639-0804
gwalters@charterwest.com