Compare Today’s Refinance Rates for Clarks, Nebraska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Clarks, Nebraska 68628. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,314 or $12 / month in Clarks and other areas of Merrick county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Clarks, Nebraska 68628.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Clarks, Nebraska 68628

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Clarks, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Clarks, NE 68628, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Clarks, NE

Refinance Rates for Clarks, Nebraska 68628 from 2013 - 2020

Below are historical data on refinancing in Clarks, Nebraska and around Merrick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.43% 48.41% 52.60% 56.33% 60.83% 61.01% 56.57% 51.62%
avg refi rate 4.85% 4.47% 3.89% 3.62% 4.45% 3.97% 3.82% 3.86%
% 15 year fixed refinance 31.15% 35.88% 33.35% 34.46% 32.50% 28.84% 33.41% 34.74%
avg refi rate 4.26% 3.80% 3.22% 2.89% 3.51% 3.22% 3.02% 3.12%
Avg credit score 769.46 768.71 771.42 769.57 750.80 758.19 760.45 757.59
Avg LTV (loan to value) 57.18% 58.21% 58.79% 59.84% 67.21% 67.63% 65.79% 65.42%
Avg DTI (debt to income) 29.72 30.38 30.17 30.07 33.81 31.79 31.89 33.93
Avg refinance insurance % 0.52% 0.94% 1.33% 1.77% 3.79% 3.82% 2.94% 2.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Clarks, Nebraska 68628

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Clarks, Nebraska 68628, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nancy Vrbka

Loan Officer

507 D St

David City, NE 68628

(402) 367-3016

nancy.vrbka@ubt.com

Efrain Rosas

Mortgage Brokers

1375 26th Ave

Columbus, NE 68628

(402) 563-3554

Efrain.Rosas@bankfirstonline.com

Gary Walters

Vice President/Mortgage Center Manager

3100 23rd St Ste 25

Columbus, NE 68628

(402) 564-1200

gwalters@charterwest.com

Jill DuBray

Loan Processor/Closer

3100 23rd St Ste 25

Columbus, NE 68628

(402) 564-1200

jdubray@charterwest.com

Jeanne Jones

Mortgage Brokers

1372 26th Avenue

Columbus, NE 68628

(402) 563-3551

Jeanne.Jones@bankfirstonline.com

Address

507 D St

David City, NE

Contact

(402) 367-3016

Fax (301) 639-0804

nancy.vrbka@ubt.com

Address

1375 26th Ave

Columbus, NE

Contact

(402) 563-3554

Fax (301) 639-0804

Efrain.Rosas@bankfirstonline.com

Address

3100 23rd St Ste 25

Columbus, NE

Contact

(402) 564-1200

Fax (301) 639-0804

gwalters@charterwest.com

Refinancing News for Clarks, Nebraska 68628