Compare Today’s Refinance Rates for Columbus, Nebraska

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Columbus, Nebraska 68602. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Columbus and other areas of Platte county, expected lifetime cash savings are $5,791 or $16 / month.

For Columbus, Nebraska 68602, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Columbus, Nebraska 68602

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Columbus, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Columbus, NE 68602, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Columbus, NE

Refinance Rates for Columbus, Nebraska 68602 from 2013 - 2020

Below are historical data on refinancing in Columbus, Nebraska and around Platte county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.43% 48.41% 52.60% 56.33% 60.83% 61.01% 56.57% 51.62%
avg refi rate 4.85% 4.47% 3.89% 3.62% 4.45% 3.97% 3.82% 3.86%
% 15 year fixed refinance 31.15% 35.88% 33.35% 34.46% 32.50% 28.84% 33.41% 34.74%
avg refi rate 4.26% 3.80% 3.22% 2.89% 3.51% 3.22% 3.02% 3.12%
Avg credit score 769.46 768.71 771.42 769.57 750.80 758.19 760.45 757.59
Avg LTV (loan to value) 57.18% 58.21% 58.79% 59.84% 67.21% 67.63% 65.79% 65.42%
Avg DTI (debt to income) 29.72 30.38 30.17 30.07 33.81 31.79 31.89 33.93
Avg refinance insurance % 0.52% 0.94% 1.33% 1.77% 3.79% 3.82% 2.94% 2.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Columbus, Nebraska 68602

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Columbus, Nebraska 68602, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Amy Otto

Mortgage Loan Officer

3100 23rd St Ste 25

Columbus, NE 68602

(402) 564-1200

aotto@charterwest.com

Connie Wichman

Loan Officer

3100 23rd St Ste 25

Columbus, NE 68602

(402) 564-1200

cwichman@charterwest.com

Tom Nitzschke

Loan Officer

3100 23rd St Ste 25

Columbus, NE 68602

(402) 564-1200

tnitzschke@charterwest.com

Mark Svec

Vice President

3100 23rd St Ste 25

Columbus, NE 68602

(402) 564-1200

msvec@charterwest.com

Jeanne Jones

Mortgage Brokers

1372 26th Avenue

Columbus, NE 68602

(402) 563-3551

Jeanne.Jones@bankfirstonline.com

Address

3100 23rd St Ste 25

Columbus, NE

Contact

(402) 564-1200

Fax (301) 639-0804

aotto@charterwest.com

Address

3100 23rd St Ste 25

Columbus, NE

Contact

(402) 564-1200

Fax (301) 639-0804

cwichman@charterwest.com

Address

3100 23rd St Ste 25

Columbus, NE

Contact

(402) 564-1200

Fax (301) 639-0804

tnitzschke@charterwest.com

Refinancing News for Columbus, Nebraska 68602