Compare Today’s Refinance Rates for Columbus, Nebraska
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Columbus, Nebraska 68602. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Columbus and other areas of Platte county, expected lifetime cash savings are $5,791 or $16 / month.
For Columbus, Nebraska 68602, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Columbus, Nebraska 68602
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Customized Refinance Rate Projections for Columbus, NE
For refinance rate forecasts and predictions in Columbus, NE 68602, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Columbus, Nebraska 68602 from 2013 - 2020
Below are historical data on refinancing in Columbus, Nebraska and around Platte county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.43% | 48.41% | 52.60% | 56.33% | 60.83% | 61.01% | 56.57% | 51.62% |
| avg refi rate | 4.85% | 4.47% | 3.89% | 3.62% | 4.45% | 3.97% | 3.82% | 3.86% |
| % 15 year fixed refinance | 31.15% | 35.88% | 33.35% | 34.46% | 32.50% | 28.84% | 33.41% | 34.74% |
| avg refi rate | 4.26% | 3.80% | 3.22% | 2.89% | 3.51% | 3.22% | 3.02% | 3.12% |
| Avg credit score | 769.46 | 768.71 | 771.42 | 769.57 | 750.80 | 758.19 | 760.45 | 757.59 |
| Avg LTV (loan to value) | 57.18% | 58.21% | 58.79% | 59.84% | 67.21% | 67.63% | 65.79% | 65.42% |
| Avg DTI (debt to income) | 29.72 | 30.38 | 30.17 | 30.07 | 33.81 | 31.79 | 31.89 | 33.93 |
| Avg refinance insurance % | 0.52% | 0.94% | 1.33% | 1.77% | 3.79% | 3.82% | 2.94% | 2.67% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Columbus, Nebraska 68602
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Columbus, Nebraska 68602, we have compiled a list of the leading refinance brokers to guide you.
Amy Otto
Mortgage Loan Officer
3100 23rd St Ste 25
Columbus, NE 68602
(402) 564-1200
aotto@charterwest.com
Connie Wichman
Loan Officer
3100 23rd St Ste 25
Columbus, NE 68602
(402) 564-1200
cwichman@charterwest.com
Tom Nitzschke
Loan Officer
3100 23rd St Ste 25
Columbus, NE 68602
(402) 564-1200
tnitzschke@charterwest.com
Mark Svec
Vice President
3100 23rd St Ste 25
Columbus, NE 68602
(402) 564-1200
msvec@charterwest.com
Jeanne Jones
Mortgage Brokers
1372 26th Avenue
Columbus, NE 68602
(402) 563-3551
Jeanne.Jones@bankfirstonline.com
Address
3100 23rd St Ste 25
Columbus, NE
Contact
(402) 564-1200
Fax (301) 639-0804
aotto@charterwest.com
Address
3100 23rd St Ste 25
Columbus, NE
Contact
(402) 564-1200
Fax (301) 639-0804
cwichman@charterwest.com
Address
3100 23rd St Ste 25
Columbus, NE
Contact
(402) 564-1200
Fax (301) 639-0804
tnitzschke@charterwest.com