Compare Today’s Refinance Rates for Cozad, Nebraska 69130
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cozad, Nebraska 69130.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cozad, Nebraska 69130. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,649 or $10 per month in Cozad and other parts of Dawson county.
Summary of Average Refinances in Cozad, Nebraska 69130
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Interactive Refinance Rate Projections for Cozad, Nebraska 69130
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cozad, NE 69130, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cozad, Nebraska 69130 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cozad, Nebraska and the surrounding Dawson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Cozad, Nebraska 69130
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cozad, Nebraska 69130, we have compiled a list of top refinance brokers to assist you in the process.
Bill Wilkinson
Loan Officer
818 Ave F
Cozad, NE 69130
(308) 784-4400
bwilkinson@security1stbank.com
Clem Schumacher
Commercial Lender
1205 Jackson St
Sidney, NE 69130
(308) 254-4525
cschumacher@security1stbank.com
Mary Havorka
Consumer Lender
1205 Jackson St
Sidney, NE 69130
(308) 254-8552
mhavorka@security1stbank.com
Megan Jehorek
Loan Officer
315 N Spruce St
Ogallala, NE 69130
(308) 284-7875
mJehrok@abtbank.com
Janet Tinney
Home Mortgage Specialist
201 N Dewey St
North Platte, NE 69130
(308) 535-6241
jtinney@fnbnp.com
Address
818 Ave F
Cozad, NE
Contact
(308) 784-4400
Fax (301) 639-0804
bwilkinson@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-4525
Fax (301) 639-0804
cschumacher@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-8552
Fax (301) 639-0804
mhavorka@security1stbank.com