Compare Today’s Refinance Rates for Cozad, Nebraska

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Cozad, Nebraska 69130. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Cozad and other areas of Dawson county, expected lifetime cash savings are $3,367 or $9 / month.

For Cozad, Nebraska 69130, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cozad, Nebraska 69130

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cozad, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cozad, NE 69130, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cozad, NE

Refinance Rates for Cozad, Nebraska 69130 from 2013 - 2020

Below are historical data on refinancing in Cozad, Nebraska and around Dawson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.26% 49.12% 58.44% 61.11% 54.17% 56.73% 52.49% 42.86%
avg refi rate 4.89% 4.50% 3.90% 3.68% 4.50% 3.98% 3.88% 3.91%
% 15 year fixed refinance 27.93% 40.35% 30.13% 28.65% 33.33% 35.09% 40.88% 37.14%
avg refi rate 4.32% 3.85% 3.19% 2.97% 3.48% 3.18% 3.03% 3.07%
Avg credit score 764.72 769.81 771.89 766.36 754.90 758.51 761.20 757.34
Avg LTV (loan to value) 58.91% 60.55% 60.56% 63.38% 70.43% 69.64% 66.57% 65.36%
Avg DTI (debt to income) 30.19 29.75 29.42 32.28 32.90 32.74 32.45 34.33
Avg refinance insurance % 0.59% 0.62% 0.99% 1.44% 2.29% 2.93% 2.97% 2.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cozad, Nebraska 69130

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cozad, Nebraska 69130, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bill Wilkinson

Loan Officer

818 Ave F

Cozad, NE 69130

(308) 784-4400

bwilkinson@security1stbank.com

Clem Schumacher

Commercial Lender

1205 Jackson St

Sidney, NE 69130

(308) 254-4525

cschumacher@security1stbank.com

Mary Havorka

Consumer Lender

1205 Jackson St

Sidney, NE 69130

(308) 254-8552

mhavorka@security1stbank.com

Megan Jehorek

Loan Officer

315 N Spruce St

Ogallala, NE 69130

(308) 284-7875

mJehrok@abtbank.com

Janet Tinney

Home Mortgage Specialist

201 N Dewey St

North Platte, NE 69130

(308) 535-6241

jtinney@fnbnp.com

Address

818 Ave F

Cozad, NE

Contact

(308) 784-4400

Fax (301) 639-0804

bwilkinson@security1stbank.com

Address

1205 Jackson St

Sidney, NE

Contact

(308) 254-4525

Fax (301) 639-0804

cschumacher@security1stbank.com

Address

1205 Jackson St

Sidney, NE

Contact

(308) 254-8552

Fax (301) 639-0804

mhavorka@security1stbank.com

Refinancing News for Cozad, Nebraska 69130