Compare Today’s Refinance Rates for Dalton, Nebraska 69131
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dalton, Nebraska 69131.
With a 30-year amortization refinance in Dalton and surrounding areas of Cheyenne county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dalton, Nebraska 69131.
Summary of Average Refinances in Dalton, Nebraska 69131
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Interactive Refinance Rate Projections for Dalton, Nebraska 69131
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dalton, NE 69131, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dalton, Nebraska 69131 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dalton, Nebraska and the surrounding Cheyenne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Dalton, Nebraska 69131
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dalton, Nebraska 69131, we have compiled a list of top refinance brokers to assist you in the process.
Bill Wilkinson
Loan Officer
818 Ave F
Cozad, NE 69131
(308) 784-4400
bwilkinson@security1stbank.com
Clem Schumacher
Commercial Lender
1205 Jackson St
Sidney, NE 69131
(308) 254-4525
cschumacher@security1stbank.com
Mary Havorka
Consumer Lender
1205 Jackson St
Sidney, NE 69131
(308) 254-8552
mhavorka@security1stbank.com
Megan Jehorek
Loan Officer
315 N Spruce St
Ogallala, NE 69131
(308) 284-7875
mJehrok@abtbank.com
Janet Tinney
Home Mortgage Specialist
201 N Dewey St
North Platte, NE 69131
(308) 535-6241
jtinney@fnbnp.com
Address
818 Ave F
Cozad, NE
Contact
(308) 784-4400
Fax (301) 639-0804
bwilkinson@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-4525
Fax (301) 639-0804
cschumacher@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-8552
Fax (301) 639-0804
mhavorka@security1stbank.com