Compare Today’s Refinance Rates for Dickens, Nebraska 69132
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dickens, Nebraska 69132.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,838 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Dickens and other areas of Lincoln county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Dickens, Nebraska 69132
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Interactive Refinance Rate Projections for Dickens, Nebraska 69132
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dickens, NE 69132, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dickens, Nebraska 69132 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dickens, Nebraska and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
| avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
| % 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
| avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
| Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
| Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
| Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
| Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Dickens, Nebraska 69132
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dickens, Nebraska 69132, we have compiled a list of top refinance brokers to assist you in the process.
Bill Wilkinson
Loan Officer
818 Ave F
Cozad, NE 69132
(308) 784-4400
bwilkinson@security1stbank.com
Clem Schumacher
Commercial Lender
1205 Jackson St
Sidney, NE 69132
(308) 254-4525
cschumacher@security1stbank.com
Mary Havorka
Consumer Lender
1205 Jackson St
Sidney, NE 69132
(308) 254-8552
mhavorka@security1stbank.com
Megan Jehorek
Loan Officer
315 N Spruce St
Ogallala, NE 69132
(308) 284-7875
mJehrok@abtbank.com
Janet Tinney
Home Mortgage Specialist
201 N Dewey St
North Platte, NE 69132
(308) 535-6241
jtinney@fnbnp.com
Address
818 Ave F
Cozad, NE
Contact
(308) 784-4400
Fax (301) 639-0804
bwilkinson@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-4525
Fax (301) 639-0804
cschumacher@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-8552
Fax (301) 639-0804
mhavorka@security1stbank.com