Compare Today’s Refinance Rates for Dorchester, Nebraska 68343
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dorchester, Nebraska 68343.
With a 30-year amortization refinance in Dorchester and surrounding areas of Saline county, our calculations show that you can expect to save up to $4,014 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dorchester, Nebraska 68343.
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Summary of Average Refinances in Dorchester, Nebraska 68343
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Dorchester, Nebraska 68343
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dorchester, NE 68343, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dorchester, Nebraska 68343 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dorchester, Nebraska and the surrounding Saline county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 68.97% | 58.14% | 54.98% | 72.13% | 59.52% | 41.82% | 59.15% | 60.94% |
| avg refi rate | 6.11% | 3.74% | 2.87% | 3.22% | 4.24% | 4.37% | 3.98% | 3.84% | 3.93% |
| % 15 year fixed refinance | 19.54% | 27.13% | 34.20% | 14.75% | 33.33% | 43.64% | 35.21% | 29.69% | |
| avg refi rate | 2.79% | 2.41% | 2.74% | 3.63% | 3.83% | 3.21% | 3.15% | 3.20% | |
| Avg credit score | 735.22 | 742.49 | 759.47 | 762.01 | 752.16 | 749.55 | 751.98 | 757.04 | 758.92 |
| Avg LTV (loan to value) | 58.11% | 65.56% | 66.53% | 69.85% | 71.16% | 73.48% | 67.25% | 73.89% | 71.20% |
| Avg DTI (debt to income) | 41.33 | 34.01 | 31.95 | 30.29 | 33.61 | 33.26 | 31.40 | 33.13 | 31.66 |
| Avg refinance insurance % | 2.68% | 2.32% | 3.90% | 3.11% | 3.79% | 3.76% | 6.44% | 4.00% |
Best Refinance Brokers around Dorchester, Nebraska 68343
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dorchester, Nebraska 68343, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Amy B
Loan Officer
701 4th St
Deshler, NE 68343
(402) 365-7211
amyb@midwestbanks.com
Ron Peters
Commercial Lender
120 N 6th St
Beatrice, NE 68343
(402) 223-4041
rpeters@security1stbank.com
Neil Van Boening
Consumer Lender
101 E Broad St
Blue Springs, NE 68343
(402) 645-8230
nvanboening@security1stbank.com
Chris Jones
Consumer Lender
160 Washington St
Clatonia, NE 68343
(402) 989-4455
cjones@security1stbank.com
Beth Kenney
Loan Officer
1313 K St
Fairbury, NE 68343
(402) 729-3337
beth.kenney@ubt.com
Address
701 4th St
Deshler, NE
Contact
(402) 365-7211
Fax (301) 639-0804
amyb@midwestbanks.com
Address
120 N 6th St
Beatrice, NE
Contact
(402) 223-4041
Fax (301) 639-0804
rpeters@security1stbank.com
Address
101 E Broad St
Blue Springs, NE
Contact
(402) 645-8230
Fax (301) 639-0804
nvanboening@security1stbank.com