Compare Today’s Refinance Rates for Elgin, Nebraska

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Elgin, Nebraska 68636. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Elgin and other areas of Antelope county, expected lifetime cash savings are $4,041 or $11 / month.

For Elgin, Nebraska 68636, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Elgin, Nebraska 68636

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Elgin, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Elgin, NE 68636, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Elgin, NE

Refinance Rates for Elgin, Nebraska 68636 from 2013 - 2020

Below are historical data on refinancing in Elgin, Nebraska and around Antelope county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.43% 48.41% 52.60% 56.33% 60.83% 61.01% 56.57% 51.62%
avg refi rate 4.85% 4.47% 3.89% 3.62% 4.45% 3.97% 3.82% 3.86%
% 15 year fixed refinance 31.15% 35.88% 33.35% 34.46% 32.50% 28.84% 33.41% 34.74%
avg refi rate 4.26% 3.80% 3.22% 2.89% 3.51% 3.22% 3.02% 3.12%
Avg credit score 769.46 768.71 771.42 769.57 750.80 758.19 760.45 757.59
Avg LTV (loan to value) 57.18% 58.21% 58.79% 59.84% 67.21% 67.63% 65.79% 65.42%
Avg DTI (debt to income) 29.72 30.38 30.17 30.07 33.81 31.79 31.89 33.93
Avg refinance insurance % 0.52% 0.94% 1.33% 1.77% 3.79% 3.82% 2.94% 2.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Elgin, Nebraska 68636

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Elgin, Nebraska 68636, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nancy Vrbka

Loan Officer

507 D St

David City, NE 68636

(402) 367-3016

nancy.vrbka@ubt.com

Efrain Rosas

Mortgage Brokers

1375 26th Ave

Columbus, NE 68636

(402) 563-3554

Efrain.Rosas@bankfirstonline.com

Gary Walters

Vice President/Mortgage Center Manager

3100 23rd St Ste 25

Columbus, NE 68636

(402) 564-1200

gwalters@charterwest.com

Jill DuBray

Loan Processor/Closer

3100 23rd St Ste 25

Columbus, NE 68636

(402) 564-1200

jdubray@charterwest.com

Jeanne Jones

Mortgage Brokers

1372 26th Avenue

Columbus, NE 68636

(402) 563-3551

Jeanne.Jones@bankfirstonline.com

Address

507 D St

David City, NE

Contact

(402) 367-3016

Fax (301) 639-0804

nancy.vrbka@ubt.com

Address

1375 26th Ave

Columbus, NE

Contact

(402) 563-3554

Fax (301) 639-0804

Efrain.Rosas@bankfirstonline.com

Address

3100 23rd St Ste 25

Columbus, NE

Contact

(402) 564-1200

Fax (301) 639-0804

gwalters@charterwest.com

Refinancing News for Elgin, Nebraska 68636