Compare Today’s Refinance Rates for Elsmere, Nebraska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Elsmere, Nebraska 69135. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,314 or $12 / month in Elsmere and other areas of Brown county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Elsmere, Nebraska 69135.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Elsmere, Nebraska 69135

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Elsmere, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Elsmere, NE 69135, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Elsmere, NE

Refinance Rates for Elsmere, Nebraska 69135 from 2013 - 2020

Below are historical data on refinancing in Elsmere, Nebraska and around Brown county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.26% 49.12% 58.44% 61.11% 54.17% 56.73% 52.49% 42.86%
avg refi rate 4.89% 4.50% 3.90% 3.68% 4.50% 3.98% 3.88% 3.91%
% 15 year fixed refinance 27.93% 40.35% 30.13% 28.65% 33.33% 35.09% 40.88% 37.14%
avg refi rate 4.32% 3.85% 3.19% 2.97% 3.48% 3.18% 3.03% 3.07%
Avg credit score 764.72 769.81 771.89 766.36 754.90 758.51 761.20 757.34
Avg LTV (loan to value) 58.91% 60.55% 60.56% 63.38% 70.43% 69.64% 66.57% 65.36%
Avg DTI (debt to income) 30.19 29.75 29.42 32.28 32.90 32.74 32.45 34.33
Avg refinance insurance % 0.59% 0.62% 0.99% 1.44% 2.29% 2.93% 2.97% 2.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Elsmere, Nebraska 69135

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Elsmere, Nebraska 69135, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kaye Monie

Vice President Mortgage/Personal Loans

PO Box 459

Hershey, NE 69135

(308) 368-5555

kaye@hersheystatebank.com

Rich Mustion

S.V.P. Personal Loans

PO Box 459

Hershey, NE 69135

(308) 368-5555

rmustion@hersheystatebank.com

Thomas Murphy

E.V.P. Commercial Loans

PO Box 459

Hershey, NE 69135

(308) 368-5555

tom@hersheystatebank.com

Clem Schumacher

Commercial Lender

1205 Jackson St

Sidney, NE 69135

(308) 254-4525

cschumacher@security1stbank.com

Mary Havorka

Consumer Lender

1205 Jackson St

Sidney, NE 69135

(308) 254-8552

mhavorka@security1stbank.com

Address

PO Box 459

Hershey, NE

Contact

(308) 368-5555

Fax (301) 639-0804

kaye@hersheystatebank.com

Address

PO Box 459

Hershey, NE

Contact

(308) 368-5555

Fax (301) 639-0804

rmustion@hersheystatebank.com

Address

PO Box 459

Hershey, NE

Contact

(308) 368-5555

Fax (301) 639-0804

tom@hersheystatebank.com

Refinancing News for Elsmere, Nebraska 69135