Compare Today’s Refinance Rates for Falls City, Nebraska 68355
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Falls City, Nebraska 68355.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,539 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Falls City and other areas of Brown county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Falls City, Nebraska 68355
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Interactive Refinance Rate Projections for Falls City, Nebraska 68355
Pureloan has developed an interactive chart to monitor the five largest local lenders in Falls City, NE 68355, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Falls City, Nebraska 68355 from 2024 - 2016
The following historical data provides insights into refinancing trends in Falls City, Nebraska and the surrounding Brown county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 68.97% | 58.14% | 54.98% | 72.13% | 59.52% | 41.82% | 59.15% | 60.94% |
| avg refi rate | 6.11% | 3.74% | 2.87% | 3.22% | 4.24% | 4.37% | 3.98% | 3.84% | 3.93% |
| % 15 year fixed refinance | 19.54% | 27.13% | 34.20% | 14.75% | 33.33% | 43.64% | 35.21% | 29.69% | |
| avg refi rate | 2.79% | 2.41% | 2.74% | 3.63% | 3.83% | 3.21% | 3.15% | 3.20% | |
| Avg credit score | 735.22 | 742.49 | 759.47 | 762.01 | 752.16 | 749.55 | 751.98 | 757.04 | 758.92 |
| Avg LTV (loan to value) | 58.11% | 65.56% | 66.53% | 69.85% | 71.16% | 73.48% | 67.25% | 73.89% | 71.20% |
| Avg DTI (debt to income) | 41.33 | 34.01 | 31.95 | 30.29 | 33.61 | 33.26 | 31.40 | 33.13 | 31.66 |
| Avg refinance insurance % | 2.68% | 2.32% | 3.90% | 3.11% | 3.79% | 3.76% | 6.44% | 4.00% |
Best Refinance Brokers around Falls City, Nebraska 68355
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Falls City, Nebraska 68355, we have compiled a list of top refinance brokers to assist you in the process.
Brad L. Wagner
Vice President, Agricultural Loan Officer
104 S 5th St
Seward, NE 68355
(402) 643-3636
brad@cattlebank.com
Grant W. Carter
Assistant Vice President, Loan Officer
104 S 5th St
Seward, NE 68355
(402) 643-3636
grant@cattlebank.com
Nancy A. Dolezal
Loan Administration Officer
104 S 5th St
Seward, NE 68355
(402) 643-3636
nancy@cattlebank.com
Craig Heskett
Loan Officer
700 N Lincoln Ave
York, NE 68355
(402) 362-4411
cheskett@yorkstatebank.com
Julie Hansen
Loan Officer
700 N Lincoln Ave
York, NE 68355
(402) 362-4411
jhansen@yorkstatebank.com
Address
104 S 5th St
Seward, NE
Contact
(402) 643-3636
Fax (301) 639-0804
brad@cattlebank.com
Address
104 S 5th St
Seward, NE
Contact
(402) 643-3636
Fax (301) 639-0804
grant@cattlebank.com
Address
104 S 5th St
Seward, NE
Contact
(402) 643-3636
Fax (301) 639-0804
nancy@cattlebank.com