Compare Today’s Refinance Rates for Fordyce, Nebraska 68736
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fordyce, Nebraska 68736.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,838 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Fordyce and other areas of Cedar county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Fordyce, Nebraska 68736
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Interactive Refinance Rate Projections for Fordyce, Nebraska 68736
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fordyce, NE 68736, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fordyce, Nebraska 68736 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fordyce, Nebraska and the surrounding Cedar county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Fordyce, Nebraska 68736
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fordyce, Nebraska 68736, we have compiled a list of top refinance brokers to assist you in the process.
Nicole O
Loan Officer
606 Main St
Creighton, NE 68736
(402) 358-5144
nicoleo@midwestbanks.com
Kevin Larson
Loan Officer
201 S Main St # 7
West Point, NE 68736
(40) 237-2514
klarson@charterwest.com
Diane K. Kaup
Sr. Vice President Loans
106 N Main St
Stuart, NE 68736
(402) 924-3861
dkaup@home.tricountybank.com
Francis Kaup
Sr. Vice President
106 N Main St
Stuart, NE 68736
(402) 924-3861
fkaup@home.tricountybank.com
Gary L. Shankland
Consumer Loan Officer
106 N Main St
Stuart, NE 68736
(402) 924-3861
gshankland@home.tricountybank.com
Address
606 Main St
Creighton, NE
Contact
(402) 358-5144
Fax (301) 639-0804
nicoleo@midwestbanks.com
Address
201 S Main St # 7
West Point, NE
Contact
(40) 237-2514
Fax (301) 639-0804
klarson@charterwest.com
Address
106 N Main St
Stuart, NE
Contact
(402) 924-3861
Fax (301) 639-0804
dkaup@home.tricountybank.com