Compare Today’s Refinance Rates for Gering, Nebraska

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Gering, Nebraska 69341. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Gering and other areas of Scotts Bluff county, expected lifetime cash savings are $5,429 or $15 / month.

For Gering, Nebraska 69341, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gering, Nebraska 69341

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gering, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gering, NE 69341, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gering, NE

Refinance Rates for Gering, Nebraska 69341 from 2013 - 2020

Below are historical data on refinancing in Gering, Nebraska and around Scotts Bluff county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.26% 49.12% 58.44% 61.11% 54.17% 56.73% 52.49% 42.86%
avg refi rate 4.89% 4.50% 3.90% 3.68% 4.50% 3.98% 3.88% 3.91%
% 15 year fixed refinance 27.93% 40.35% 30.13% 28.65% 33.33% 35.09% 40.88% 37.14%
avg refi rate 4.32% 3.85% 3.19% 2.97% 3.48% 3.18% 3.03% 3.07%
Avg credit score 764.72 769.81 771.89 766.36 754.90 758.51 761.20 757.34
Avg LTV (loan to value) 58.91% 60.55% 60.56% 63.38% 70.43% 69.64% 66.57% 65.36%
Avg DTI (debt to income) 30.19 29.75 29.42 32.28 32.90 32.74 32.45 34.33
Avg refinance insurance % 0.59% 0.62% 0.99% 1.44% 2.29% 2.93% 2.97% 2.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gering, Nebraska 69341

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gering, Nebraska 69341, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Roger Wynne

Loan Officer

205 State Street

Harrisburg, NE 69341

(308) 436-5024

rlwynne@bcbank.net

Marilyn Reed

Consumer Lender

231 N Main St

Hay Springs, NE 69341

(308) 638-4416

mreed@security1stbank.com

Lacy Willey

Consumer Lender

289 Main St

Harrison, NE 69341

(308) 668-2436

lwilley@security1stbank.com

Jim Varvel

Loan Officer

231 N Main St.

Hay Springs, NE 69341

(308) 638-4416

jvarvel@security1stbank.com

Senna Reeves

Home Mortgage Specialist

315 W 3rd St

Chadron, NE 69341

(308) 432-8004

sreeves@fnbnp.com

Address

205 State Street

Harrisburg, NE

Contact

(308) 436-5024

Fax (301) 639-0804

rlwynne@bcbank.net

Address

231 N Main St

Hay Springs, NE

Contact

(308) 638-4416

Fax (301) 639-0804

mreed@security1stbank.com

Address

289 Main St

Harrison, NE

Contact

(308) 668-2436

Fax (301) 639-0804

lwilley@security1stbank.com

Refinancing News for Gering, Nebraska 69341