Compare Today’s Refinance Rates for Gering, Nebraska
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Gering, Nebraska 69341. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Gering and other areas of Scotts Bluff county, expected lifetime cash savings are $5,901 or $16 / month.
For Gering, Nebraska 69341, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Gering, Nebraska 69341


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Customized Refinance Rate Projections for Gering, NE
For refinance rate forecasts and predictions in Gering, NE 69341, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Gering, Nebraska 69341 from 2014 - 2021
Below are historical data on refinancing in Gering, Nebraska and around Scotts Bluff county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 61.26% | 49.12% | 58.44% | 61.11% | 54.17% | 56.73% | 52.49% | 42.86% |
avg refi rate | 4.89% | 4.50% | 3.90% | 3.68% | 4.50% | 3.98% | 3.88% | 3.91% |
% 15 year fixed refinance | 27.93% | 40.35% | 30.13% | 28.65% | 33.33% | 35.09% | 40.88% | 37.14% |
avg refi rate | 4.32% | 3.85% | 3.19% | 2.97% | 3.48% | 3.18% | 3.03% | 3.07% |
Avg credit score | 764.72 | 769.81 | 771.89 | 766.36 | 754.90 | 758.51 | 761.20 | 757.34 |
Avg LTV (loan to value) | 58.91% | 60.55% | 60.56% | 63.38% | 70.43% | 69.64% | 66.57% | 65.36% |
Avg DTI (debt to income) | 30.19 | 29.75 | 29.42 | 32.28 | 32.90 | 32.74 | 32.45 | 34.33 |
Avg refinance insurance % | 0.59% | 0.62% | 0.99% | 1.44% | 2.29% | 2.93% | 2.97% | 2.73% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Gering, Nebraska 69341
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gering, Nebraska 69341, we have compiled a list of the leading refinance brokers to guide you.
Roger Wynne
Loan Officer
205 State Street
Harrisburg, NE 69341
(308) 436-5024
rlwynne@bcbank.net
Marilyn Reed
Consumer Lender
231 N Main St
Hay Springs, NE 69341
(308) 638-4416
mreed@security1stbank.com
Lacy Willey
Consumer Lender
289 Main St
Harrison, NE 69341
(308) 668-2436
lwilley@security1stbank.com
Jim Varvel
Loan Officer
231 N Main St.
Hay Springs, NE 69341
(308) 638-4416
jvarvel@security1stbank.com
Senna Reeves
Home Mortgage Specialist
315 W 3rd St
Chadron, NE 69341
(308) 432-8004
sreeves@fnbnp.com
Address
205 State Street
Harrisburg, NE
Contact
(308) 436-5024
Fax (301) 639-0804
rlwynne@bcbank.net
Address
231 N Main St
Hay Springs, NE
Contact
(308) 638-4416
Fax (301) 639-0804
mreed@security1stbank.com
Address
289 Main St
Harrison, NE
Contact
(308) 668-2436
Fax (301) 639-0804
lwilley@security1stbank.com