Compare Today’s Refinance Rates for Giltner, Nebraska 68841
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Giltner, Nebraska 68841.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Giltner and other areas of Hamilton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Giltner, Nebraska 68841
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Interactive Refinance Rate Projections for Giltner, Nebraska 68841
Pureloan has developed an interactive chart to monitor the five largest local lenders in Giltner, NE 68841, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Giltner, Nebraska 68841 from 2024 - 2016
The following historical data provides insights into refinancing trends in Giltner, Nebraska and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
% 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Giltner, Nebraska 68841
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Giltner, Nebraska 68841, we have compiled a list of top refinance brokers to assist you in the process.
Tommy Bernard
LoanOfficer
2919SECONDAVE
Kearney, NE 68841
(308) 238-0201
tommy@afgspecialist.com
Nancy VanZandt
Loan Processor/Closer
4511 2nd Ave Ste 207
Kearney, NE 68841
(308) 234-2220
nvanzandt@charterwest.com
Russ Smith
Vice President/LPO Manager
4511 2nd Ave Ste 207
Kearney, NE 68841
(308) 234-2220
rsmith@charterwest.com
Laura Bauer
Loan officer
2223 2nd Ave
Kearney, NE 68841
(308) 234-2424
lbauer@pvsb.com
Peggy Mak
Mortgage Specialist
901 S D St
Broken Bow, NE 68841
(308) 872-6808
Peggy.Mak@GreatWesternBank.com
Address
2919SECONDAVE
Kearney, NE
Contact
(308) 238-0201
Fax (301) 639-0804
tommy@afgspecialist.com
Address
4511 2nd Ave Ste 207
Kearney, NE
Contact
(308) 234-2220
Fax (301) 639-0804
nvanzandt@charterwest.com
Address
4511 2nd Ave Ste 207
Kearney, NE
Contact
(308) 234-2220
Fax (301) 639-0804
rsmith@charterwest.com