Compare Today’s Refinance Rates for Hay Springs, Nebraska

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hay Springs, Nebraska 69347. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hay Springs and surrounding areas of Sheridan county, your expected lifetime cash savings are $5,974 or $17 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hay Springs, Nebraska 69347.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hay Springs, Nebraska 69347

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hay Springs, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hay Springs, NE 69347, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hay Springs, NE

Refinance Rates for Hay Springs, Nebraska 69347 from 2013 - 2020

Below are historical data on refinancing in Hay Springs, Nebraska and around Sheridan county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.26% 49.12% 58.44% 61.11% 54.17% 56.73% 52.49% 42.86%
avg refi rate 4.89% 4.50% 3.90% 3.68% 4.50% 3.98% 3.88% 3.91%
% 15 year fixed refinance 27.93% 40.35% 30.13% 28.65% 33.33% 35.09% 40.88% 37.14%
avg refi rate 4.32% 3.85% 3.19% 2.97% 3.48% 3.18% 3.03% 3.07%
Avg credit score 764.72 769.81 771.89 766.36 754.90 758.51 761.20 757.34
Avg LTV (loan to value) 58.91% 60.55% 60.56% 63.38% 70.43% 69.64% 66.57% 65.36%
Avg DTI (debt to income) 30.19 29.75 29.42 32.28 32.90 32.74 32.45 34.33
Avg refinance insurance % 0.59% 0.62% 0.99% 1.44% 2.29% 2.93% 2.97% 2.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hay Springs, Nebraska 69347

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hay Springs, Nebraska 69347, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jim Varvel

Loan Officer

231 N Main St.

Hay Springs, NE 69347

(308) 638-4416

jvarvel@security1stbank.com

Marilyn Reed

Consumer Lender

231 N Main St

Hay Springs, NE 69347

(308) 638-4416

mreed@security1stbank.com

Roger Wynne

Loan Officer

205 State Street

Harrisburg, NE 69347

(308) 436-5024

rlwynne@bcbank.net

Senna Reeves

Home Mortgage Specialist

315 W 3rd St

Chadron, NE 69347

(308) 432-8004

sreeves@fnbnp.com

Rhonda Kautz

Home Mortgage Specialist

1926 Broadway

Scottsbluff, NE 69347

(308) 635-8618

rkautz@fnbnp.com

Address

231 N Main St.

Hay Springs, NE

Contact

(308) 638-4416

Fax (301) 639-0804

jvarvel@security1stbank.com

Address

231 N Main St

Hay Springs, NE

Contact

(308) 638-4416

Fax (301) 639-0804

mreed@security1stbank.com

Address

205 State Street

Harrisburg, NE

Contact

(308) 436-5024

Fax (301) 639-0804

rlwynne@bcbank.net

Refinancing News for Hay Springs, Nebraska 69347