Compare Today’s Refinance Rates for Hemingford, Nebraska 69348
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hemingford, Nebraska 69348.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,014 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Hemingford and other areas of Box Butte county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hemingford, Nebraska 69348
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Interactive Refinance Rate Projections for Hemingford, Nebraska 69348
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hemingford, NE 69348, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hemingford, Nebraska 69348 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hemingford, Nebraska and the surrounding Box Butte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Hemingford, Nebraska 69348
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hemingford, Nebraska 69348, we have compiled a list of top refinance brokers to assist you in the process.
Roger Wynne
Loan Officer
205 State Street
Harrisburg, NE 69348
(308) 436-5024
rlwynne@bcbank.net
Senna Reeves
Home Mortgage Specialist
315 W 3rd St
Chadron, NE 69348
(308) 432-8004
sreeves@fnbnp.com
Rhonda Kautz
Home Mortgage Specialist
1926 Broadway
Scottsbluff, NE 69348
(308) 635-8618
rkautz@fnbnp.com
Marilyn Reed
Consumer Lender
231 N Main St
Hay Springs, NE 69348
(308) 638-4416
mreed@security1stbank.com
Rick Burleigh
Consumer Lender
110 E 2nd St
Rushville, NE 69348
(308) 327-2412
rburleigh@security1stbank.com
Address
205 State Street
Harrisburg, NE
Contact
(308) 436-5024
Fax (301) 639-0804
rlwynne@bcbank.net
Address
315 W 3rd St
Chadron, NE
Contact
(308) 432-8004
Fax (301) 639-0804
sreeves@fnbnp.com
Address
1926 Broadway
Scottsbluff, NE
Contact
(308) 635-8618
Fax (301) 639-0804
rkautz@fnbnp.com