Compare Today’s Refinance Rates for Hershey, Nebraska 69143
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hershey, Nebraska 69143.
With a 30-year amortization refinance in Hershey and surrounding areas of Lincoln county, our calculations show that you can expect to save up to $5,838 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hershey, Nebraska 69143.
Summary of Average Refinances in Hershey, Nebraska 69143
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Interactive Refinance Rate Projections for Hershey, Nebraska 69143
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hershey, NE 69143, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hershey, Nebraska 69143 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hershey, Nebraska and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Hershey, Nebraska 69143
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hershey, Nebraska 69143, we have compiled a list of top refinance brokers to assist you in the process.
Thomas Murphy
E.V.P. Commercial Loans
PO Box 459
Hershey, NE 69143
(308) 368-5555
tom@hersheystatebank.com
Rich Mustion
S.V.P. Personal Loans
PO Box 459
Hershey, NE 69143
(308) 368-5555
rmustion@hersheystatebank.com
Kaye Monie
Vice President Mortgage/Personal Loans
PO Box 459
Hershey, NE 69143
(308) 368-5555
kaye@hersheystatebank.com
Clem Schumacher
Commercial Lender
1205 Jackson St
Sidney, NE 69143
(308) 254-4525
cschumacher@security1stbank.com
Mary Havorka
Consumer Lender
1205 Jackson St
Sidney, NE 69143
(308) 254-8552
mhavorka@security1stbank.com
Address
PO Box 459
Hershey, NE
Contact
(308) 368-5555
Fax (301) 639-0804
tom@hersheystatebank.com
Address
PO Box 459
Hershey, NE
Contact
(308) 368-5555
Fax (301) 639-0804
rmustion@hersheystatebank.com
Address
PO Box 459
Hershey, NE
Contact
(308) 368-5555
Fax (301) 639-0804
kaye@hersheystatebank.com