Compare Today’s Refinance Rates for Howells, Nebraska

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Howells, Nebraska 68641. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Howells and surrounding areas of Colfax county, your expected lifetime cash savings are $4,955 or $14 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Howells, Nebraska 68641.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Howells, Nebraska 68641

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Howells, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Howells, NE 68641, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Howells, NE

Refinance Rates for Howells, Nebraska 68641 from 2013 - 2020

Below are historical data on refinancing in Howells, Nebraska and around Colfax county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.43% 48.41% 52.60% 56.33% 60.83% 61.01% 56.57% 51.62%
avg refi rate 4.85% 4.47% 3.89% 3.62% 4.45% 3.97% 3.82% 3.86%
% 15 year fixed refinance 31.15% 35.88% 33.35% 34.46% 32.50% 28.84% 33.41% 34.74%
avg refi rate 4.26% 3.80% 3.22% 2.89% 3.51% 3.22% 3.02% 3.12%
Avg credit score 769.46 768.71 771.42 769.57 750.80 758.19 760.45 757.59
Avg LTV (loan to value) 57.18% 58.21% 58.79% 59.84% 67.21% 67.63% 65.79% 65.42%
Avg DTI (debt to income) 29.72 30.38 30.17 30.07 33.81 31.79 31.89 33.93
Avg refinance insurance % 0.52% 0.94% 1.33% 1.77% 3.79% 3.82% 2.94% 2.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Howells, Nebraska 68641

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Howells, Nebraska 68641, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nancy Vrbka

Loan Officer

507 D St

David City, NE 68641

(402) 367-3016

nancy.vrbka@ubt.com

Efrain Rosas

Mortgage Brokers

1375 26th Ave

Columbus, NE 68641

(402) 563-3554

Efrain.Rosas@bankfirstonline.com

Gary Walters

Vice President/Mortgage Center Manager

3100 23rd St Ste 25

Columbus, NE 68641

(402) 564-1200

gwalters@charterwest.com

Jill DuBray

Loan Processor/Closer

3100 23rd St Ste 25

Columbus, NE 68641

(402) 564-1200

jdubray@charterwest.com

Jeanne Jones

Mortgage Brokers

1372 26th Avenue

Columbus, NE 68641

(402) 563-3551

Jeanne.Jones@bankfirstonline.com

Address

507 D St

David City, NE

Contact

(402) 367-3016

Fax (301) 639-0804

nancy.vrbka@ubt.com

Address

1375 26th Ave

Columbus, NE

Contact

(402) 563-3554

Fax (301) 639-0804

Efrain.Rosas@bankfirstonline.com

Address

3100 23rd St Ste 25

Columbus, NE

Contact

(402) 564-1200

Fax (301) 639-0804

gwalters@charterwest.com

Refinancing News for Howells, Nebraska 68641