Compare Today’s Refinance Rates for Hubbard, Nebraska 68741
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hubbard, Nebraska 68741.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hubbard, Nebraska 68741. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,153 or $20 per month in Hubbard and other parts of Dakota county.
Summary of Average Refinances in Hubbard, Nebraska 68741
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Interactive Refinance Rate Projections for Hubbard, Nebraska 68741
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hubbard, NE 68741, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hubbard, Nebraska 68741 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hubbard, Nebraska and the surrounding Dakota county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Hubbard, Nebraska 68741
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hubbard, Nebraska 68741, we have compiled a list of top refinance brokers to assist you in the process.
Nicole O
Loan Officer
606 Main St
Creighton, NE 68741
(402) 358-5144
nicoleo@midwestbanks.com
Kevin Larson
Loan Officer
201 S Main St # 7
West Point, NE 68741
(40) 237-2514
klarson@charterwest.com
Diane K. Kaup
Sr. Vice President Loans
106 N Main St
Stuart, NE 68741
(402) 924-3861
dkaup@home.tricountybank.com
Francis Kaup
Sr. Vice President
106 N Main St
Stuart, NE 68741
(402) 924-3861
fkaup@home.tricountybank.com
Gary L. Shankland
Consumer Loan Officer
106 N Main St
Stuart, NE 68741
(402) 924-3861
gshankland@home.tricountybank.com
Address
606 Main St
Creighton, NE
Contact
(402) 358-5144
Fax (301) 639-0804
nicoleo@midwestbanks.com
Address
201 S Main St # 7
West Point, NE
Contact
(40) 237-2514
Fax (301) 639-0804
klarson@charterwest.com
Address
106 N Main St
Stuart, NE
Contact
(402) 924-3861
Fax (301) 639-0804
dkaup@home.tricountybank.com