Compare Today’s Refinance Rates for Johnstown, Nebraska 69214
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Johnstown, Nebraska 69214.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Johnstown and other areas of Brown county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Johnstown, Nebraska 69214
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Interactive Refinance Rate Projections for Johnstown, Nebraska 69214
Pureloan has developed an interactive chart to monitor the five largest local lenders in Johnstown, NE 69214, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Johnstown, Nebraska 69214 from 2024 - 2016
The following historical data provides insights into refinancing trends in Johnstown, Nebraska and the surrounding Brown county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Johnstown, Nebraska 69214
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Johnstown, Nebraska 69214, we have compiled a list of top refinance brokers to assist you in the process.
Patty Kramer
Consumer Lender
104 E Nebraska Ave
Cody, NE 69214
(402) 823-4151
pkramer@security1stbank.com
Loretta Fish
Consumer Lender
111 N Mills St
Merriman, NE 69214
(308) 684-3312
lfish@security1stbank.com
Tom Cooper
Loan Officer
104 E Nebraska Ave
Cody, NE 69214
(402) 823-4151
tcooper@security1stbank.com
Nadeane Allard
Loan Officer
PO Box 783
Valentine, NE 69214
(402) 376-2330
nadeane.allard@ubt.com
Jodi Sedivy
Consumer Lender
253 N Main St
Valentine, NE 69214
(402) 376-2470
jsedivy@security1stbank.com
Address
104 E Nebraska Ave
Cody, NE
Contact
(402) 823-4151
Fax (301) 639-0804
pkramer@security1stbank.com
Address
111 N Mills St
Merriman, NE
Contact
(308) 684-3312
Fax (301) 639-0804
lfish@security1stbank.com
Address
104 E Nebraska Ave
Cody, NE
Contact
(402) 823-4151
Fax (301) 639-0804
tcooper@security1stbank.com