Compare Today’s Refinance Rates for Lincoln, Nebraska
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lincoln, Nebraska 68527. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lincoln and other areas of Lancaster county, expected lifetime cash savings are $6,696 or $19 / month.
For Lincoln, Nebraska 68527, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Lincoln, Nebraska 68527
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Customized Refinance Rate Projections for Lincoln, NE
For refinance rate forecasts and predictions in Lincoln, NE 68527, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Lincoln, Nebraska 68527 from 2014 - 2021
Below are historical data on refinancing in Lincoln, Nebraska and around Lancaster county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.43% | 48.41% | 52.60% | 56.33% | 60.83% | 61.01% | 56.57% | 51.62% |
| avg refi rate | 4.85% | 4.47% | 3.89% | 3.62% | 4.45% | 3.97% | 3.82% | 3.86% |
| % 15 year fixed refinance | 31.15% | 35.88% | 33.35% | 34.46% | 32.50% | 28.84% | 33.41% | 34.74% |
| avg refi rate | 4.26% | 3.80% | 3.22% | 2.89% | 3.51% | 3.22% | 3.02% | 3.12% |
| Avg credit score | 769.46 | 768.71 | 771.42 | 769.57 | 750.80 | 758.19 | 760.45 | 757.59 |
| Avg LTV (loan to value) | 57.18% | 58.21% | 58.79% | 59.84% | 67.21% | 67.63% | 65.79% | 65.42% |
| Avg DTI (debt to income) | 29.72 | 30.38 | 30.17 | 30.07 | 33.81 | 31.79 | 31.89 | 33.93 |
| Avg refinance insurance % | 0.52% | 0.94% | 1.33% | 1.77% | 3.79% | 3.82% | 2.94% | 2.67% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Lincoln, Nebraska 68527
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lincoln, Nebraska 68527, we have compiled a list of the leading refinance brokers to guide you.
Joe Molacek
Mortgage Loan Officer
8700 Executive Woods Dr., Ste. 500
Lincoln, NE 68527
(800) 464-2484
joe.molacek@prospectmtg.com
Jason Peters
Loan Officer
5505 Red Rock Ln
Lincoln, NE 68527
(402) 323-8045
jpeters@security1stbank.com
Aaron Bell
Loan Officer
5505 Red Rock Ln
Lincoln, NE 68527
(402) 323-8045
abell@security1stbank.com
Jeff Bouwhuis
Loan Officer
1501 Center Park Road
Lincoln, NE 68527
(402) 420-7152
jbouwhuis@citywidehomeloans.com
Steve Ames
Loan Officer
1501 Center Park Road
Lincoln, NE 68527
(402) 420-7152
sames@citywidehomeloans.com
Address
8700 Executive Woods Dr., Ste. 500
Lincoln, NE
Contact
(800) 464-2484
Fax (301) 639-0804
joe.molacek@prospectmtg.com
Address
5505 Red Rock Ln
Lincoln, NE
Contact
(402) 323-8045
Fax (301) 639-0804
jpeters@security1stbank.com
Address
5505 Red Rock Ln
Lincoln, NE
Contact
(402) 323-8045
Fax (301) 639-0804
abell@security1stbank.com